Pender County property record for 443 Highlands Dr, Hampstead, NC 28443 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,451 sqft · built 2007 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Mar 2019) |
| Tax Bill | $2,475 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-01-5581-0000 |
| Primary APN | 3294-01-5581-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,451 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,761 sqft (0.269 acres) |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000029656 |
|---|---|
| Old Parcel Number | 3294 01 5581 0000 |
| Street Address | 443 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 237, PB 43/30, CASTLE BAY |
| Legal Subdivision | CASTLE BAY |
| Legal Lot Number | 237 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 920203 |
Source: Pender County records · APN 3294-01-5581-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 443 HIGHLANDS DR, HAMPSTEAD, NC 28443-7246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 02, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | Aug 02, 2007 · Amount on Record |
| Deed Document Number | 0027834681 |
| Deed Book / Page | 2783 / 4681 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 443 HIGHLANDS DR, HAMPSTEAD, NC 28443-7246 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0048281569 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 4828/1569 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 443 HIGHLANDS DR, HAMPSTEAD, NC 28443-7246 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047010782 |
|---|---|
| Date | Jan 02, 2020 |
| Book Page | 4701/0782 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 29, 2019 |
| Property Address | 443 HIGHLANDS DR, HAMPSTEAD, NC 28443-7246 |
| Document Number | 0046812783 |
| Book / Page | 004681 / 002783 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 20047301 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 HIGHLANDS DR HAMPSTEAD NC 284437246, HAMPSTEAD, NC 28443-7246 |
| Document Number | 46812787 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 004681/002787 |
| Instrument | 20047302 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,475.00 (+14.74%) | $490,244 (+99.32%) Land $39,848 Building $450,396 | $490,244 (+99.32%) Land $39,848 Building $450,396 |
| 2023 | $245,958 (-) Land $65,787 Building $180,171 | $245,958 (-) Land $65,787 Building $180,171 | |
| 2022 | $2,157.00 | $245,958 Land $65,787 Building $180,171 | $245,958 Land $65,787 Building $180,171 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 213 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018, river or lake flooding, Hurricane Florence |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 437 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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