Pender County property record for 397 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,358 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Mar 2026) |
| Tax Bill | $2,378 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-01-3471-0000 |
| Primary APN | 3294-01-3471-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 400974152 |
|---|---|
| Street Address | 397 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L 240, PB 43/30, CASTLE BAY |
| Legal Subdivision | CASTLE BAY |
| Legal Lot Number | 240 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 920203 |
Source: Pender County assessment roll, APN 3294-01-3471-0000, as of January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 HIGHLANDS DR, HAMPSTEAD, NC 28443-7241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 03, 2017 | Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2026 · Amount on Record |
| Deed Sale | Mar 06, 2026 · Amount on Record |
| Prior Sale | Feb 03, 2017 · Amount on Record |
| Deed Document Number | 202620152961 |
| Deed Book / Page | 4886 / 1203 |
| Prior Transfer Date | Feb 17, 2026 |
| Prior Transfer Doc | 0048861203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 06, 2026 |
| Property Address | 397 HIGHLANDS DR, HAMPSTEAD, NC 28443-7241 |
| Document Number | 0048861203 |
| Book / Page | 4886 / 1203 |
| Map Reference | MB 43 PG 30 |
| Instrument Date | Feb 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16540 W FAIRMOUNT AVE, GOODYEAR, AZ 85395-4511 |
| Name | Verified Name |
|---|---|
| Address | 397 HIGHLANDS DR, HAMPSTEAD, NC 28443-7241 |
| Document Number | 0048861206 |
|---|---|
| Date | Mar 06, 2026 |
| Instrument | 4886/1206 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Feb 03, 2017 |
| Property Address | 397 HIGHLANDS DR, HAMPSTEAD, NC 28443-7241 |
| Document Number | 0046370136 |
| Book / Page | 4637 / 136 |
| Map Reference | MB 43 PG 30 |
| Instrument Date | Feb 01, 2016 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 JAYBIRD LN, FUQUAY VARINA, NC 27526-5187 |
| Document Number | 0004637138 |
|---|---|
| Date | Feb 03, 2017 |
| Instrument | 4637/138 |
| Name | CORPORATE INVESTORS MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2032 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,378.00 (-5.6%) | $404,491 (+39.77%) Land $36,278 Building $368,213 | $404,491 (+39.77%) Land $36,278 Building $368,213 |
| 2023 | $289,389 (-) Land $62,161 Building $227,228 | $289,389 (-) Land $62,161 Building $227,228 | |
| 2022 | $2,519.00 | $289,389 Land $62,161 Building $227,228 | $289,389 Land $62,161 Building $227,228 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 92 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC7071018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CASTLE BAY S/D private · serves 777 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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