428 Gambit Cir, Wake Forest, NC 27587 Property Records

Wake County property record for 428 Gambit Cir, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,855 sqft · built 2006
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Owner Names on Record
Last Sale	$349,500 (Mar 2009)
Tax Bill	$5,047 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1850.02-59-4568 0343527`

Property Details

APN / Parcel Number

Primary APN	`1850.02-59-4568 0343527`
Alternative APN	`0343527`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,855 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Garage Area	554 sqft
Porch	Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0343527
Street Address	428 GAMBIT CIR
City	WAKE FOREST
State	NC
Zip	27587-6162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO171 BISHOPS GRANT PH1B BM2006-00507
Legal Township	19
Legal Subdivision	BISHOPS GRANT PH 1B
Legal Lot Number	171
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1033
Census Tract	54221

Owner

Source: Wake County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	428 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2009 · Amount on Record
Deed Sale	Mar 31, 2009 · Amount on Record
Prior Sale	Nov 25, 2008 · Amount on Record
Deed Document Number	0000134591
Deed Book / Page	13459 / 1
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	428 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018994/914
Date	Apr 18, 2022
Book Page	18994/914

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	428 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018840/732
Date	Dec 13, 2021
Book Page	18840/732

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	428 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Document Number	172632615
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 GAMBIT CIR WAKE FOREST NC 275876162, WAKE FOREST, NC 27587-6162

Mortgage

Document Number	172632615
Date	Oct 10, 2018
Book Page	017263/002615

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,047.00 (+21.21%)	$523,584 (+46.79%) Land $130,000 Building $393,584
2024			$523,584 (+46.79%) Land $130,000 Building $393,584
2023	$4,164.00	$356,700 Land $82,000 Building $274,700	$356,700 Land $82,000 Building $274,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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