416 Gambit Cir, Wake Forest, NC 27587 Property Records

Wake County property record for 416 Gambit Cir, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,903 sqft · built 2007
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Feb 2022)
Tax Bill	$5,337 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1850.02-59-4301 0343524`

Property Details

APN / Parcel Number

Primary APN	`1850.02-59-4301 0343524`
Alternative APN	`0343524`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,903 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.239 acres)
Garage Area	624 sqft
Porch	Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0343524
Street Address	416 GAMBIT CIR
City	WAKE FOREST
State	NC
Zip	27587-6162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO168 BISHOPS GRANT PH1B BM2006-00507
Legal Township	19
Legal Subdivision	BISHOPS GRANT PH 1B
Legal Lot Number	168
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1033
Census Tract	54221

Owner

416 Gambit Cir is owned and occupied by an individual who bought it in February 2022.

Source: Wake County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 17, 2019	Deed of Trust, Mortgage · VA Mortgage ORION LNDG
Jul 6, 2018	Warranty Deed, Transfer · VA Mortgage NORTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Oct 26, 2020 · Amount on File
Deed Document Number	0189242728
Deed Book / Page	18924 / 2728
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	19415/2001
Date	Aug 23, 2023
Book Page	19415/2001

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017809/71
Date	Apr 1, 2020
Book Page	17809/71

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jul 1, 2049

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 18, 2022
Property Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Document Number	18924/2728
Book / Page	18924 / 2728
Map Reference	MB 2006 PG 507-509
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1124 DARIUS PEARCE RD, 1124, YOUNGSVILLE, NC 27596-9336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162

Mortgage

Document Number	0189242730
Date	Feb 18, 2022
Instrument	18924/2730

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 26, 2020
Property Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Document Number	181510121
Book / Page	18151 / 121
Map Reference	MB 2006 PG 507-509
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	987 CHADWICK SHORES DR, 987, SNEADS FERRY, NC 28460-9213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162

Mortgage

Document Number	18151124
Date	Oct 26, 2020
Instrument	18151/124

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Document Number	174812306
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 GAMBIT CIR WAKE FOREST NC 275876162, WAKE FOREST, NC 27587-6162

Mortgage

Document Number	174812306
Date	Jun 21, 2019
Book Page	017481/002306

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 6, 2018
Property Address	416 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Document Number	171771635
Book / Page	017177 / 001635
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 GAMBIT CIR WAKE FOREST NC 275876162, WAKE FOREST, NC 27587-6162

Mortgage

Document Number	171771637
Date	Jul 6, 2018
Book Page	017177/001637

Lender

Name	NORTH ST BK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 416 Gambit Cir was $5,337.

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,337.00	$554,489 Land $130,000 Building $424,489
2024			$554,489 (+51.9%) Land $130,000 Building $424,489
2023	$4,261.00	$365,047 Land $82,000 Building $283,047	$365,047 Land $82,000 Building $283,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Gambit Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Gambit Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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