420 Gambit Cir, Wake Forest, NC 27587 Property Records

Wake County property record for 420 Gambit Cir, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,782 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Mar 2022)
Tax Bill	$5,220 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1850.02-59-4349 0343525`

Property Details

APN / Parcel Number

Primary APN	`1850.02-59-4349 0343525`
Alternative APN	`0343525`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,782 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Garage Area	198 sqft
Porch	Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0343525
Street Address	420 GAMBIT CIR
City	WAKE FOREST
State	NC
Zip	27587-6162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO169 BISHOPS GRANT PH1B BM2006-00507
Legal Township	19
Legal Subdivision	BISHOPS GRANT PH 1B
Legal Lot Number	169
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1033
Census Tract	54221

Owner

Source: Wake County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	420 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 20, 2017	Warranty Deed, Transfer · Conventional with PMI MAGNOLIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	0189711919
Deed Book / Page	18971 / 1919
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 29, 2022
Property Address	420 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Document Number	18971/1919
Book / Page	18971 / 1919
Map Reference	MB 2006 PG 507
Instrument Date	Mar 29, 2022
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	MARKET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12400 WAKE UNION CHURCH RD # RD3, 12400, WAKE FOREST, NC 27587-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 GAMBIT CIR, WAKE FOREST, NC 27587-6162

Mortgage

Document Number	0189711921
Date	Mar 29, 2022
Instrument	18971/1921

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	8.87%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	420 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Document Number	179152704
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 GAMBIT CIR WAKE FOREST NC 275876162, WAKE FOREST, NC 27587-6162

Mortgage

Document Number	179152704
Date	Jun 16, 2020
Book Page	017915/002704

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Dec 20, 2017
Property Address	420 GAMBIT CIR, WAKE FOREST, NC 27587-6162
Document Number	170020327
Book / Page	017002 / 000327
Instrument Date	Dec 19, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 GAMBIT CIR WAKE FOREST NC 275876162, WAKE FOREST, NC 27587-6162

Mortgage

Document Number	170020329
Date	Dec 20, 2017
Book Page	017002/000329

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,220.00 (+25.54%)	$542,076 (+52.19%) Land $130,000 Building $412,076
2024			$542,076 (+52.19%) Land $130,000 Building $412,076
2023	$4,158.00	$356,191 Land $82,000 Building $274,191	$356,191 Land $82,000 Building $274,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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