428 Champlain St, Victoria, TX 77905 Property Records

Victoria County property record for 428 Champlain St, Victoria, TX 77905

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,496 sqft · built 2008
Lot Size5.99 acres (261,012 sqft)
Owner2 Individual Names on Record
Last Sale$47,500 (Feb 2008)
Tax Bill$5,541 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone AE (high risk)
APN39521-002-013A0

Property Details

APN / Parcel Number

Primary APN39521-002-013A0
Alternative APNs
  • R91656
  • 91656

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,496 sqft Living Area
1st Floor Area2,496 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialConcrete
Lot Area261,012 sqft (5.99 acres)
Lot Dimensions988 ft deep x 264 ft wide
Garage TypeDetached
Garage Area489 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area403 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address428 CHAMPLAIN ST
CityVICTORIA
StateTX
Zip77905-3699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW SUBD SECTION II, BLOCK 2, LOT 13A & 13B, ACRES 5.992
Legal SubdivisionLAKEVIEW SUBD SECTION II
Legal Tract13A & 13B
Legal Block2
Legal Lot Number13A &
JurisdictionVICTORIA TX
Township / Civil DivisionVICTORIA WEST
Census Block Group3
Census Block3020
Census Tract1401

Owner

Source: Victoria County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address428 CHAMPLAIN ST, VICTORIA, TX 77905-3699
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2008 · Amount on Record
Deed SaleFeb 11, 2008 · Amount on Record
Deed Document Number20081562
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVICTORIA TX
Property Address428 CHAMPLAIN ST, VICTORIA, TX 77905-3699
Transaction TypeMortgage
Record UpdatedJul 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202108036
DateJul 1, 2021
Instrument202108036
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Victoria County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyVictoria County
Unified School DistrictVictoria Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,541.00 (+6.31%)$474,353 (+15.76%)$560,230 (+36.72%) Land $50,590 Building $509,640
2024$5,212.00 (+5.78%)
2023$4,927.00$409,760 Land $63,520 Building $346,240$409,760 Land $63,520 Building $346,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims5 (2017–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 64% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 200
TISD
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
Gtek Communications
Fixed Wireless
120 / 20
T-Mobile
Fixed Wireless
100 / 20

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