Merced County property record for 428 Bluff Ct, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,988 sqft · built 1999 |
| Lot Size | 0.204 acres (8,878 sqft) |
| Owner | Company Name on Record |
| Last Sale | $345,000 (Aug 2001) |
| Tax Bill | $6,844 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-192-015-000 |
| Primary APN | 431-192-015-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 677 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 8,878 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 431-192-015 |
|---|---|
| Street Address | 428 BLUFF CT |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CRESTHILLS #1 LOT 14 |
| Legal Subdivision | CRESTHILLS 01 |
| Legal Lot Number | 14 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2301 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 428 BLUFF CT, LOS BANOS, CA 93635-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2001 · Amount on Record |
| Deed Sale | Aug 24, 2001 · Amount on Record |
| Prior Sale | Nov 10, 1999 · Amount on Record |
| Deed Document Number | 200136984 |
| Deed Book / Page | 4253 / 95 |
| Last Transfer Date | May 30, 2003 |
| Transfer Doc | 0000035202 |
| Record Updated | Oct 29, 2026 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $619,822 (+2%) Land $69,152 Building $550,670 | |
| 2025 | $6,844.00 (-0.87%) Homeowner's exemption | $607,670 (+4.04%) Land $67,797 Building $539,873 |
| 2024 | $6,904.00 (+6.07%) | |
| 2023 | $6,509.00 (+1.77%) Homeowner's exemption | $584,075 Land $65,165 Building $518,910 |
| 2022 | $6,396.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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