412 Bluff Ct, Los Banos, CA 93635 Property Records

Merced County property record for 412 Bluff Ct, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,164 sqft · built 2000
Lot Size	0.214 acres (9,326 sqft)
Owner	Company Name on Record
Tax Bill	$7,770 (2025)
Deeds & Mortgages	Dec 2022 Transfer Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`431-192-019-000`

Property Details

APN / Parcel Number

Primary APN	`431-192-019-000`
Alternative APNs	`083282019000` `431-192-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	3,164 sqft Living Area
Gross Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	9,326 sqft (0.214 acres)
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	431-192-019
Street Address	412 BLUFF CT
City	LOS BANOS
State	CA
Zip	93635-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CRESTHILLS #1 LOT 18
Legal Subdivision	CRESTHILLS 01
Legal Lot Number	18
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2003
Census Tract	2301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	412 BLUFF CT, LOS BANOS, CA 93635-5117
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Intrafamily Transfer, Transfer
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2022	Intrafamily Transfer, Transfer
Jan 11, 2021	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 28, 2022
Property Address	412 BLUFF CT, LOS BANOS, CA 93635-5117
Document Number	0000043590
Map Reference	MB 33 PG 46-51
Instrument Date	Dec 13, 2022
Instrument	2022043590
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BLUFF CT, LOS BANOS, CA 93635-5117

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	412 BLUFF CT, LOS BANOS, CA 93635-5117
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BLUFF CT, LOS BANOS, CA 93635-5117

Mortgage

Document Number	0000009935
Date	Mar 10, 2022
Instrument	2022009935

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jan 4, 2022
Property Address	412 BLUFF CT, LOS BANOS, CA 93635-5117
Document Number	0000000780
Map Reference	MB 33 PG 46-51
Instrument Date	Dec 28, 2021
Instrument	2022000780
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BLUFF CT, LOS BANOS, CA 93635-5117

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jan 11, 2021
Property Address	412 BLUFF CT, LOS BANOS, CA 93635-5117
Document Number	0000001235
Instrument Date	Nov 17, 2020
Instrument	1235
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	412 BLUFF CT LOS BANOS CA 936355117, LOS BANOS, CA 93635-5117

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,638 (+2%) Land $95,851 Building $610,787
2025	$7,770.00 (-0.91%) Homeowner's exemption	$692,783 (+4.04%) Land $93,972 Building $598,811
2024	$7,841.00 (+6.05%)
2023	$7,394.00 (+1.73%) Homeowner's exemption	$665,883 Land $90,324 Building $575,559
2022	$7,268.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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