419 Bluff Ct, Los Banos, CA 93635 Property Records

Merced County property record for 419 Bluff Ct, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,860 sqft · built 1990
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Tax Bill$4,528 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN431-192-022-000

Property Details

APN / Parcel Number

Primary APN431-192-022-000
Alternative APNs
  • 083282022000
  • 431-192-022

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,860 sqft Living Area
Gross Area2,412 sqft
1st Floor Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Construction TypeWood
Roof MaterialTile
Lot Area7,000 sqft (0.161 acres)
Garage TypeAttached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area29 sqft
Patio Area277 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number431-192-022
Street Address419 BLUFF CT
CityLOS BANOS
StateCA
Zip93635-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionCRESTHILLS #1 LOT 21
Legal SubdivisionCRESTHILLS 01
Legal Lot Number21
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group2
Census Block2003
Census Tract2301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address419 BLUFF CT, LOS BANOS, CA 93635-5118
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 7, 2008
Transfer Doc0000018521
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address419 BLUFF CT, LOS BANOS, CA 93635-5118
Document Number0000022943
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address419 BLUFF CT LOS BANOS CA 936355118, LOS BANOS, CA 93635-5118

Mortgage

Document Number0000022943
DateJul 30, 2019
Instrument22943
Lender
NameRABOBANK
TypeBank
AddressLOS BANOS, CA 93635
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$402,462 (+2%) Land $60,282 Building $342,180
2025$4,528.00 (+5.45%) Homeowner's exemption$394,571 (+4.04%) Land $59,100 Building $335,471
2023$4,294.00 (+1.97%) Homeowner's exemption$379,252 Land $56,806 Building $322,446
2022$4,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Bluff Ct

Nearby Streets

Search Property Records by Address or Parcel Number