428 2nd St, Richmond, CA 94801 Property Records

Contra Costa County property record for 428 2nd St, Richmond, CA 94801

Property Summary

Property Type	Townhouse
Details	4 bd · 1.5 ba · 1,275 sqft · built 1994
Lot Size	0.043 acres (1,885 sqft)
Owner	Individual on Record
Last Sale	$336,000 (Oct 2017)
Tax Bill	$6,951 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`538-050-039-6`

Property Details

APN / Parcel Number

Primary APN	`538-050-039-6`
Alternative APN	`538-050-039`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
1st Floor Area	637 sqft
2nd Floor Area	638 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Lot Area	1,885 sqft (0.043 acres)

Location & Zoning

Street Address	428 2ND ST
City	RICHMOND
State	CA
Zip	94801-2911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2CD
Legal Description	T7751 L6
Legal Subdivision	SUBDIVISION 7751
Legal Tract	7751
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2020
Census Tract	376000

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	428 2ND ST, RICHMOND, CA 94801-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Grant Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 13, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	2017192714
Record Updated	Sep 20, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 20, 2017
Property Address	428 2ND ST, RICHMOND, CA 94801-2911
Document Number	0000192714
Map Reference	MAP376 PG5
Instrument Date	Oct 13, 2017
Instrument	2017-192714
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 2ND ST, RICHMOND, CA 94801-2911

Mortgage

Document Number	0000192715
Date	Oct 20, 2017
Instrument	2017-192715

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 13, 2017
Property Address	428 2ND ST, RICHMOND, CA 94801-2911
Document Number	0000064035
Instrument Date	Apr 10, 2017
Instrument	64035
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$224.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2420 SAND CREEK RD #169 BRENTWOOD CA 945132707, 169, BRENTWOOD, CA 94513-2707

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$389,948 (+2%) Land $227,703 Building $162,245
2025	$6,951.00 (-2.25%)	$382,303 (+4.04%) Land $223,239 Building $159,064
2023	$7,111.00 (-5.5%)	$367,460 Land $214,571 Building $152,889
2022	$7,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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