434 2nd St, Richmond, CA 94801 Property Records

Contra Costa County property record for 434 2nd St, Richmond, CA 94801

Property Summary

Property Type	Townhouse
Details	4 bd · 1.5 ba · 1,275 sqft · built 1994
Lot Size	0.043 acres (1,885 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (May 1997)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`538-050-036-2`

Property Details

APN / Parcel Number

Primary APN	`538-050-036-2`
Alternative APN	`538-050-036`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
1st Floor Area	637 sqft
2nd Floor Area	638 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Lot Area	1,885 sqft (0.043 acres)

Location & Zoning

Street Address	434 2ND ST
City	RICHMOND
State	CA
Zip	94801-2911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2CD
Legal Description	T7751 L3
Legal Subdivision	CITY RICHMOND SUB 7751
Legal Tract	7751
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2020
Census Tract	376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	434 2ND ST, RICHMOND, CA 94801-2911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
May 5, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'
May 5, 2020	Quit Claim Deed, Transfer ADVANTAGEFIRST LNDG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 1997 · Amount on Record
Deed Sale	May 2, 1997 · Amount on Record
Deed Document Number	199772304
Last Transfer Date	Apr 27, 2020
Transfer Doc	0000084751
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	434 2ND ST, RICHMOND, CA 94801-2911
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 FAIRFIELD AVE, FAIRFIELD, CA 94533-2017

Mortgage

Document Number	0000134507
Date	May 4, 2021
Instrument	2021-134507

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2020
Property Address	434 2ND ST, RICHMOND, CA 94801-2911
Document Number	0000084751
Instrument Date	Apr 24, 2020
Instrument	84751
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	434 2ND ST RICHMOND CA 948012911, RICHMOND, CA 94801-2911

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2020
Property Address	434 2ND ST, RICHMOND, CA 94801-2911
Document Number	0000084752
Instrument Date	Apr 24, 2020
Instrument	84752
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	434 2ND ST RICHMOND CA 948012911, RICHMOND, CA 94801-2911

Mortgage

Document Number	84753
Date	May 5, 2020
Instrument	84753

Lender

Name	ADVANTAGEFIRST LNDG INC
Address	RANCHO SANTA MARGARI, CA 92688

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$131,204 (+2%) Land $14,519 Building $116,685
2025	$4,221.00 (+14.83%)	$128,633 (+4.04%) Land $14,235 Building $114,398
2023	$3,676.00 (+3.58%)	$123,639 Land $13,683 Building $109,956
2022	$3,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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