423 2nd St, Richmond, CA 94801 Property Records

Contra Costa County property record for 423 2nd St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 746 sqft · built 1940
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`538-041-014-1`

Property Details

APN / Parcel Number

Primary APN	`538-041-014-1`
Alternative APN	`538-041-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	746 sqft Living Area
1st Floor Area	746 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Lot Area	5,900 sqft (0.135 acres)

Location & Zoning

Street Address	423 2ND ST
City	RICHMOND
State	CA
Zip	94801-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2CD
Legal Description	RICHMOND TRACT LOTS 20 & 21 BLK B
Legal Subdivision	RICHMOND
Legal Block	B
Legal Lot Number	20,21
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2021
Census Tract	376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	606 VENTURA ST, RICHMOND, CA 94805-1935
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Intrafamily Transfer, Transfer
May 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 9, 2023
Property Address	423 2ND ST, RICHMOND, CA 94801-2910
Document Number	0000055227
Instrument Date	Jun 9, 2023
Instrument	2023-055227
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	606 VENTURA ST, RICHMOND, CA 94805-1935

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	423 2ND ST, RICHMOND, CA 94801-2910
Document Number	0000071440
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	606 VENTURA ST RICHMOND CA 948051935, RICHMOND, CA 94805-1935

Mortgage

Document Number	0000071440
Date	May 16, 2019
Instrument	71440

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$108,183 (+2%) Land $63,114 Building $45,069
2025	$2,979.00 (+2.16%)	$106,063 (+4.04%) Land $61,877 Building $44,186
2023	$2,916.00 (+3.15%)	$101,946 Land $59,475 Building $42,471
2022	$2,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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