Osceola County property record for 4277 Ranch House Rd, Saint Cloud, FL 34772
| Property Type | Planned Unit Development |
|---|---|
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $334,300 (Nov 2025) |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2025 Sale & Mortgage |
| APN | 212630013200016700 |
| Primary APN | 212630013200016700 |
|---|
| Lot Area | 2,614 sqft (0.06 acres) |
|---|
| Street Address | 4277 RANCH HOUSE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | MEADOW AT CROSSPRAIRIE PH 3 PB 35 PGS 32-35 LOT 670 |
| Legal Phase | 3 |
| Legal Lot Number | 670 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4277 RANCH HOUSE RD, SAINT CLOUD, FL 34772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC |
| Nov 24, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Deed Document Number | 2025144810 |
| Deed Book / Page | 6884 / 1989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4277 RANCH HOUSE RD, SAINT CLOUD, FL 34772 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4277 RANCH HOUSE RD, SAINT CLOUD, FL 34772 |
| Document Number | 0069102374 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 6910/2374 |
| Instrument | 2026008569 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 4277 RANCH HOUSE RD, SAINT CLOUD, FL 34772 |
| Document Number | 0068841989 |
| Book / Page | 6884 / 1989 |
| Map Reference | MB 35 PG 32-35 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025144810 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,340.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 4277 RANCH HOUSE RD, SAINT CLOUD, FL 34772 |
| Document Number | 0068841992 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 6884/1992 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 136 policies |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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