4273 Ranch House Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4273 Ranch House Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Planned Unit Development
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$337,300 (Nov 2025)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
APN	`212630013200016690`

Property Details

APN / Parcel Number

Primary APN	`212630013200016690`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	4273 RANCH HOUSE RD
City	SAINT CLOUD
State	FL
Zip	34772
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	MEADOW AT CROSSPRAIRIE PH 3 PB 35 PGS 32-35 LOT 669
Legal Phase	3
Legal Lot Number	669
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4273 RANCH HOUSE RD, SAINT CLOUD, FL 34772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Deed Document Number	2025145362
Deed Book / Page	6885 / 831
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 25, 2025
Property Address	4273 RANCH HOUSE RD, SAINT CLOUD, FL 34772
Document Number	0068850831
Book / Page	6885 / 831
Map Reference	MB 35 PG 32-35
Instrument Date	Nov 21, 2025
Instrument	2025145362
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,361.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4273 RANCH HOUSE RD, SAINT CLOUD, FL 34772

Mortgage

Document Number	0006885834
Date	Nov 25, 2025
Instrument	6885/834

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.