4272 Ranch House Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4272 Ranch House Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Vacant Land
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2025)
Tax Bill	$1,946 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-26-30-0132-0001-6480`

Property Details

APN / Parcel Number

Primary APN	`21-26-30-0132-0001-6480`
Alternative APN	`263021013200016480`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	4272 RANCH HOUSE RD
City	SAINT CLOUD
State	FL
Zip	34772-6366
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	MEADOW AT CROSSPRAIRIE PH 3 PB 35 PGS 32-35 LOT 648
Legal Subdivision	MEADOW AT CROSSPRAIRIE PHASE 3
Legal Lot Number	648
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	43209

Owner

Source: Osceola County records · APN 21-26-30-0132-0001-6480

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4272 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2025 · Amount on Record
Deed Sale	Dec 01, 2025 · Amount on Record
Deed Document Number	2025146763
Deed Book / Page	6887 / 79
Record Updated	Jun 08, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 01, 2025
Property Address	4272 RANCH HOUSE RD, SAINT CLOUD, FL 34772
Document Number	0068870079
Book / Page	6887 / 79
Map Reference	MB 35 PG 32-35
Instrument Date	Nov 26, 2025
Instrument	2025146763
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 RANCH HOUSE RD, SAINT CLOUD, FL 34772

Mortgage

Document Number	0000688782
Date	Dec 01, 2025
Instrument	6887/82

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 Land $44,000	$44,000 Land $44,000
2024	$1,946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 156 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Spectrum	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum, T-Mobile USA, Hotwire Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.