3835 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 3835 W Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1998
Square Footage	1,763 sqft Adjusted Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Tax Bill	$988.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-5-16-00-0-00005-01`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,763 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	87,120 sqft (2 acres)
Patio Area	334 sqft Patio

Location & Zoning

Street Address	3835 W COMMERCE ST
City	HERNANDO
State	MS
Zip	38632-8496
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NW1/4
Legal Range	08
Legal Township	03
Legal Section	16
Legal Lot Number	5
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2027
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-5-16-00-0-00005-01

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3835 W COMMERCE ST, HERNANDO, MS 38632-8496
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2021
Deed Sale	Mar 17, 2021
Prior Sale	Aug 31, 2016
Deed Doc Number	0000951120
Deed Book / Page	951 / 120
Record Refreshed	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 17, 2021
Property Address	3835 W COMMERCE ST, HERNANDO, MS 38632-8496
Document Number	000951/120
Book / Page	951 / 120
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 772, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3835 W COMMERCE ST, HERNANDO, MS 38632-8496

Mortgage

Document Number	0005187177
Date	Mar 17, 2021
Instrument	5187/177

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (+16.78%)	$15,617 (+36.14%) Land $2,000 Building $13,617	$156,170 (+36.14%) Land $20,000 Building $136,170
2023	$846.00	$11,471	$114,713 Land $20,000 Building $94,713