Okaloosa County property record for 4273 Shadow Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 2002 |
| Lot Size | 0.232 acres (10,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Sep 2021) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-7069-0 |
| Primary APN | C56-000-594-7069-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 2,527 sqft |
| 1st Floor Area | 1,712 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,102 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4273 SHADOW LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW OAK S/D LOT 37 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | SHADOW OAK S/D |
| Legal Lot Number | 37 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
4273 Shadow Ln is owned and occupied by two individuals who bought it in September 2021.
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4273 SHADOW LN, NICEVILLE, FL 32578-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Mar 8, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Apr 26, 2019 | Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Prior Sale | Apr 26, 2019 · Amount on File |
| Deed Document Number | 20213485620 |
| Deed Book / Page | 3571 / 1679 |
| Prior Transfer Date | Jul 10, 2013 |
| Prior Transfer Doc | 0031082753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 3, 2021 |
| Property Address | 4273 SHADOW LN, NICEVILLE, FL 32578-4510 |
| Document Number | 0035711679 |
| Book / Page | 3571 / 1679 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 3485620 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 LOCKWOOD DR, 491, CAMERON, NC 28326-6358 |
| Name | Verified Name |
|---|---|
| Address | 4273 SHADOW LN, NICEVILLE, FL 32578-4510 |
| Document Number | 35711681 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 3571/1681 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4273 SHADOW LN, NICEVILLE, FL 32578-4510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035302049 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 3530/2049 |
| Instrument | 3435661 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 26, 2019 |
| Property Address | 4273 SHADOW LN, NICEVILLE, FL 32578-4510 |
| Document Number | 0033952081 |
| Book / Page | 3395 / 2081 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 3273751 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4447 CASTLEROCK DR, 4447, BLAINE, WA 98230-9750 |
| Name | Verified Name |
|---|---|
| Address | 4273 SHADOW LN, NICEVILLE, FL 32578-4510 |
| Document Number | 0003273752 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 3273752 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $368,200 | $371,614 Land $80,437 Building $291,177 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $347,401 | $362,703 Land $67,895 Building $294,808 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4273 Shadow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4273 Shadow Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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