1. Home
  2. Florida
  3. Okaloosa County
  4. Niceville
  5. Shadow Ln

4276 Shadow Ln, Niceville, FL 32578 Property Records

Okaloosa County property record for 4276 Shadow Ln, Niceville, FL 32578 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,956 sqft · built 2004
Lot Size0.261 acres (11,388 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (May 2015)
Tax Bill$3,886 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-594-7074-0

Property Details

APN / Parcel Number

Primary APNC56-000-594-7074-0
Alternative APN
  • 15-1S-22-2200-0000-0420

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,956 sqft Heated Area
Gross Area3,796 sqft
1st Floor Area2,332 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area11,388 sqft (0.261 acres)
Garage TypeFinished
Garage Area504 sqft
PorchOpen Porch
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4276 SHADOW LN
CityNICEVILLE
StateFL
Zip32578-4511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW OAK S/D LOT 42
Legal Range22
Legal Township01S
Legal Section15
Legal SubdivisionSHADOW OAK S/D
Legal Lot Number42
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3004
Census Tract21002

Owner

Source: Okaloosa County records · APN C56-000-594-7074-0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4276 SHADOW LN, NICEVILLE, FL 32578-4511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF LITTLE ROCK MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2015 · Amount on Record
Deed SaleMay 26, 2015 · Amount on Record
Prior SaleOct 05, 2011 · Amount on Record
Deed Document Number2998804
Deed Book / Page3199 / 1786
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4276 SHADOW LN, NICEVILLE, FL 32578-4511
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4276 SHADOW LN, NICEVILLE, FL 32578-4511

Mortgage

Document Number0003799004
DateFeb 17, 2026
Instrument3799004
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4276 SHADOW LN, NICEVILLE, FL 32578-4511
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4276 SHADOW LN, NICEVILLE, FL 32578-4511

Mortgage

Document Number0034811720
DateAug 06, 2020
Book Page3481/1720
Instrument3379607
Lender
NameBANK OF LITTLE ROCK MORTGAGE CORP
TypeMortgage Company
AddressLITTLE ROCK, AR 72223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,886.00 (+5.54%) Homeowner's exemption$368,766 (+5.99%)$557,628 (+1.46%) Land $76,317 Building $481,311
2023$3,682.00 (+2.45%) Homeowner's exemption$347,935 (+3%)$549,609 (+6.25%) Land $64,417 Building $485,192
2022$3,594.00 Homeowner's exemption$337,801$517,262 Land $61,349 Building $455,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910210023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 218 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
60 under condo master policies
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Shadow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures