Okaloosa County property record for 4268 Shadow Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,519 sqft · built 1995 |
| Lot Size | 0.86 acres (37,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Feb 2025) |
| Tax Bill | $2,903 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-594-7077-3 |
| Primary APN | C56-000-594-7077-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,519 sqft Heated Area |
| Gross Area | 3,367 sqft |
| 1st Floor Area | 1,796 sqft |
| Upper Floors Area | 723 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 37,497 sqft (0.86 acres) |
| Garage Type | Finished |
| Garage Area | 550 sqft |
| Porch | Open Porch |
| Porch Area | 212 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4268 SHADOW LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW OAK S/D LOT 45 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | SHADOW OAK S/D |
| Legal Lot Number | 45 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
4268 Shadow Ln is owned and occupied by an individual who bought it in February 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4268 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Jun 28, 2017 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on File |
| Deed Sale | Feb 24, 2025 · Amount on File |
| Prior Sale | Jun 28, 2017 · Amount on File |
| Deed Document Number | 3738912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4268 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4268 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0035852739 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 3585/2739 |
| Instrument | 3503288 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4268 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0034290822 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4268 SHADOW LN NICEVILLE FL 325784511, NICEVILLE, FL 32578-4511 |
| Document Number | 0034290822 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 003429/000822 |
| Instrument | 3318555 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 28, 2017 |
| Property Address | 4268 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0033060075 |
| Book / Page | 003306 / 000075 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 3143998 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,705.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4268 SHADOW LN NICEVILLE FL 325784511, NICEVILLE, FL 32578-4511 |
| Document Number | 33060076 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 003306/000076 |
| Instrument | 3143999 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
The 2025 property tax bill for 4268 Shadow Ln was $2,903 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,903.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $290,368 | $425,350 Land $91,581 Building $333,769 |
| 2023 | $2,742.00 (+1.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $273,966 (+2.43%) | $401,743 (+6.05%) Land $77,300 Building $324,443 |
| 2022 | $2,690.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $267,472 | $378,838 Land $73,619 Building $305,219 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4268 Shadow Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4268 Shadow Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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