427 Western Dr, Richmond, CA 94801 Property Records

Contra Costa County property record for 427 Western Dr, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,303 sqft · built 1981
Lot Size	0.103 acres (4,500 sqft)
Owner	Trust Name on File
Tax Bill	$8,148 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`558-206-002-5`

Property Details

APN / Parcel Number

Primary APN	`558-206-002-5`
Alternative APN	`558-206-002`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,303 sqft Living Area
1st Floor Area	934 sqft
2nd Floor Area	369 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	427 WESTERN DR
City	RICHMOND
State	CA
Zip	94801-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAY VIEW ADDN LOTS 14 & 15 BLK 54
Legal Subdivision	BAY VIEW ADD
Legal Block	54
Legal Lot Number	14,15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1029
Census Tract	378000

Owner

427 Western Dr is owner-occupied and held in a trust since June 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	427 WESTERN DR, RICHMOND, CA 94801-3740
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 24, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 17, 2019
Transfer Doc	0000095648
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	427 WESTERN DR, RICHMOND, CA 94801-3740
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108001
Date	Jul 12, 2019
Instrument	2019-108001

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	427 WESTERN DR, RICHMOND, CA 94801-3740
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WESTERN DR, RICHMOND, CA 94801-3740

Mortgage

Document Number	0000169972
Date	Jun 11, 2021
Instrument	2021-169972

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2019
Property Address	427 WESTERN DR, RICHMOND, CA 94801-3740
Document Number	0000095648
Instrument Date	Jun 17, 2019
Instrument	95648
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	427 WESTERN DR RICHMOND CA 948013740, RICHMOND, CA 94801-3740

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2019
Property Address	427 WESTERN DR, RICHMOND, CA 94801-3740
Document Number	0000095647
Instrument Date	Jun 17, 2019
Instrument	95647
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	427 WESTERN DR RICHMOND CA 948013740, RICHMOND, CA 94801-3740

Tax Assessment & Valuation

The 2025 property tax bill for 427 Western Dr was $8,148 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$482,559 (+2%) Land $144,491 Building $338,068
2025	$8,148.00 Homeowner's exemption	$473,098 Land $141,658 Building $331,440
2023	$7,867.00 (+1.89%) Homeowner's exemption	$454,729 Land $136,158 Building $318,571
2022	$7,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 427 Western Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 427 Western Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Western Dr

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