421 Western Dr, Richmond, CA 94801 Property Records

Contra Costa County property record for 421 Western Dr, Richmond, CA 94801 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,573 sqft · built 1936
Lot Size0.083 acres (3,600 sqft)
OwnerIndividual Name on File
Last Sale$1,745,000 (Oct 2018)
Tax Bill$29,226 (2025)
Deeds & MortgagesJun 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN558-191-003

Property Details

APN / Parcel Number

Primary APN558-191-003
Alternative APN
  • 558-191-003-0

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,573 sqft Living Area
1st Floor Area1,255 sqft
2nd Floor Area1,084 sqft
Basement Area234 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1970
Lot Area3,600 sqft (0.083 acres)
Garage TypeAttached
Garage Area351 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address421 WESTERN DR
CityRICHMOND
StateCA
Zip94801-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY VIEW ADDN LOTS 12 & 13 BLK 54
Legal SubdivisionBAY VIEW ADD
Legal Block54
Legal Lot Number12,13
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1029
Census Tract378000

Owner

Source: Contra Costa County records · APN 558-191-003

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 WESTERN DR, RICHMOND, CA 94801-3740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA
Oct 25, 2018Grant Deed, Transfer · ARM
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2018 · Amount on Record
Deed SaleOct 25, 2018 · Amount on Record
Deed Document Number2018168645
Prior Transfer DateMar 28, 2008
Prior Transfer Doc0000097701
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address421 WESTERN DR, RICHMOND, CA 94801-3740
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118930
DateJun 18, 2020
Instrument2020-118930
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 25, 2018
Property Address421 WESTERN DR, RICHMOND, CA 94801-3740
Document Number0000168645
Map ReferenceMB D PG 74
Instrument DateOct 10, 2018
Instrument2018-168645
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WESTERN DR, RICHMOND, CA 94801-3740

Mortgage

Document Number0000168646
DateOct 25, 2018
Instrument2018-168646
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.6%
Type Change DateNov 01, 2028
Change FrequencyMonthly
Min Rate At Change2.65%
Max Rate At Change10.9%
Index1-Month LIBOR

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,985,507 (+2%) Land $1,592,958 Building $392,549
2025$29,226.00 (+4.11%) Homeowner's exemption$1,946,576 (+4.04%) Land $1,561,724 Building $384,852
2023$28,071.00 (+1.33%) Homeowner's exemption$1,870,989 Land $1,501,081 Building $369,908
2022$27,702.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133780001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2016, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnwiredFixed Wireless300 / 25
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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