401 Western Dr, Richmond, CA 94801 Property Records

Contra Costa County property record for 401 Western Dr, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,626 sqft · built 1973
Lot Size0.193 acres (8,400 sqft)
Owner2 Company Names on Record
Last Sale$1,200,000 (Jul 2003)
Tax Bill$29,826 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN558-191-001-4

Property Details

APN / Parcel Number

Primary APN558-191-001-4
Alternative APN
  • 558-191-001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area3,626 sqft Living Area
Gross Area2,635 sqft
1st Floor Area1,623 sqft
2nd Floor Area1,012 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2009
Lot Area8,400 sqft (0.193 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address401 WESTERN DR
CityRICHMOND
StateCA
Zip94801-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR2
Legal DescriptionBAY VIEW ADDN LOTS 7 & 8 POR 9 BLK 54
Legal SubdivisionBAY VIEW ADD
Legal Block54
Legal Lot Number7,8
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1029
Census Tract378000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address401 WESTERN DR, RICHMOND, CA 94801-3740
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2003 · Amount on Record
Deed SaleJul 31, 2003 · Amount on Record
Deed Document Number2003373613
Prior Transfer DateJul 26, 2003
Prior Transfer Doc0000572981
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address401 WESTERN DR, RICHMOND, CA 94801-3740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 WESTERN DR, RICHMOND, CA 94801-3740

Mortgage

Document Number0000287897
DateNov 25, 2020
Instrument2020-287897
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,949,450 (+2%) Land $870,131 Building $1,079,319
2025$29,826.00 (+4.41%)$1,911,226 (+4.04%) Land $853,070 Building $1,058,156
2023$28,566.00 (+1.45%)$1,837,013 Land $819,946 Building $1,017,067
2022$28,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Western Dr

Nearby Streets

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