427 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 427 W 23rd St, Merced, CA 95340

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 1,680 sqft · built 1974
Lot Size	0.164 acres (7,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jul 2025)
Tax Bill	$12,470 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2018 Foreclosure
Flood Zone	Zone AO (high risk)
APN	`030-183-007-000`

Property Details

APN / Parcel Number

Primary APN	`030-183-007-000`
Alternative APN	`030-183-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	20 Rooms
Units	6 Units
Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,125 sqft (0.164 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-183-007
Street Address	427 W 23RD ST
City	MERCED
State	CA
Zip	95340-3705
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R315
Legal Description	MERCED POR LOT 13 BLK 51
Legal Subdivision	MERCED
Legal Block	51
Legal Lot Number	13
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2006
Census Tract	1302

Owner

Source: Merced County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7500 CHANTILLY WAY, HUGHSON, CA 95326-9156
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Grant Deed, Transfer · Commercial Mortgage MATEL REALTORS PENSION PLAN & TRUST
Jun 11, 2018	Trustee's Deed, Foreclosure PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Aug 30, 2023 · Amount on Record
Deed Document Number	202520690
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 30, 2023
Property Address	427 W 23RD ST, MERCED, CA 95340-3705
Document Number	0000020545
Map Reference	MB 2 PG 12
Instrument Date	Aug 29, 2023
Instrument	2023020545
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 580963, MODESTO, CA 95358-0017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020546
Date	Aug 30, 2023
Instrument	2023020546

Lender

Name	MATEL REALTORS PENSION PLAN & TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MERCED CA
Recording Date	Jun 11, 2018
Property Address	427 W 23RD ST, MERCED, CA 95340-3705
Document Number	0000017497
Instrument Date	Jun 5, 2018
Instrument	17497
Transaction Type	Foreclosure
Record Updated	Feb 15, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	427 W 23RD ST MERCED CA 953403705, MERCED, CA 95340-3705

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$950,000 (-15.54%) Land $95,000 Building $855,000
2025	$12,470.00 (+95.67%)	$1,124,800 (+90.02%) Land $86,700 Building $1,038,100
2023	$6,373.00 (+1.32%)	$591,953 Land $60,149 Building $531,804
2022	$6,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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