Merced County property record for 415 W 23rd St, Merced, CA 95340
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 3,640 sqft · built 1991 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $685,000 (May 2024) |
| Tax Bill | $7,747 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone AO (high risk) |
| APN | 030-183-005-000 |
| Primary APN | 030-183-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,640 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 030183005 |
|---|---|
| Street Address | 415 W 23RD ST |
| City | MERCED |
| State | CA |
| Zip | 95340-3700 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | MERCED LOT 15 BLK 51 |
| Legal Subdivision | MERCED |
| Legal Block | 51 |
| Legal Lot Number | 15 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1302 |
Source: Merced County assessment roll, APN 030-183-005-000, as of July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1329 KAHILI ST, KAILUA, HI 96734-4061 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON |
| Nov 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage SCENIC OAKS FUNDING |
| Feb 14, 2020 | Grant Deed, Transfer KEVIN & SCOTT LEACH |
| Feb 14, 2020 | Affidavit of Death, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Feb 14, 2020 | Quit Claim Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on Record |
| Deed Sale | May 20, 2024 · Amount on Record |
| Prior Sale | Nov 20, 2020 |
| Deed Document Number | 2024011153 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 415 W 23RD ST, MERCED, CA 95340-3700 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11318 VALLEY OAK DR, OAKDALE, CA 95361-9543 |
| Document Number | 0000005481 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023005481 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 20, 2020 |
| Property Address | 415 W 23RD ST, MERCED, CA 95340-3700 |
| Document Number | 0000043971 |
| Map Reference | MB 2 PG 12 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020043971 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | CYPRESS TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3502 TURNSTONE DR, TURLOCK, CA 95382-8569 |
| Document Number | 0000043972 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020043972 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 14, 2020 |
| Property Address | 415 W 23RD ST, MERCED, CA 95340-3700 |
| Document Number | 0000005315 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 5315 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3502 TURNSTONE DR TURLOCK CA 953828569, TURLOCK, CA 95382-8569 |
| Document Number | 5316 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 5316 |
| Name | KEVIN & SCOTT LEACH |
|---|---|
| Address | PO BOX 1801, OAKDALE, CA 95361-1801 |
| Amount | Amount Recorded |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 14, 2020 |
| Property Address | 415 W 23RD ST, MERCED, CA 95340-3700 |
| Document Number | 0000005313 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 5313 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 851 KATHY CT LOS BANOS CA 936355232, LOS BANOS, CA 93635-5232 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 14, 2020 |
| Property Address | 415 W 23RD ST, MERCED, CA 95340-3700 |
| Document Number | 0000005314 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 5314 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3502 TURNSTONE DR TURLOCK CA 953828569, TURLOCK, CA 95382-8569 |
Source: Merced County assessment roll as of July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,747.00 (+52.32%) | $698,334 (+47.89%) Land $96,900 Building $601,434 |
| 2023 | $5,086.00 (+125.54%) | $472,200 Land $86,700 Building $385,500 |
| 2022 | $2,255.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470013022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 552 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, California Internet, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MERCED serves 96,073 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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