Merced County property record for 403 W 23rd St, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,019 sqft · built 1938 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Oct 2013) |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 030-183-004-000 |
| Primary APN | 030-183-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,019 sqft Living Area |
| Gross Area | 1,389 sqft |
| 1st Floor Area | 1,019 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 69 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 030-183-004 |
|---|---|
| Street Address | 403 W 23RD ST |
| City | MERCED |
| State | CA |
| Zip | 95340-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R315 |
| Legal Description | MERCED LOT 16 BLK 51 |
| Legal Subdivision | MERCED |
| Legal Block | 51 |
| Legal Lot Number | 16 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1302 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 W 23RD ST, MERCED, CA 95340-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2013 · Amount on Record |
| Deed Sale | Oct 22, 2013 · Amount on Record |
| Prior Sale | Oct 24, 2003 · Amount on Record |
| Deed Document Number | 201337446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 403 W 23RD ST, MERCED, CA 95340-3722 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 403 W 23RD ST, MERCED, CA 95340-3722 |
| Document Number | 0000046603 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021046603 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2050 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $112,521 (+2%) Land $18,749 Building $93,772 | |
| 2025 | $1,236.00 (+7.2%) | $110,316 (+4.04%) Land $18,382 Building $91,934 |
| 2023 | $1,153.00 (+1.41%) | $106,034 Land $17,669 Building $88,365 |
| 2022 | $1,137.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.
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