St. Charles County property record for 427 Sunward Dr, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,318 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2023) |
| Tax Bill | $3,299.00 (2025) |
Source: St. Charles County records · APN A902000075
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 427 SUNWARD DR, O FALLON, MO 63368-6953 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 02, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2023 · Amount on Record |
| Deed Sale | May 02, 2023 · Amount on Record |
| Prior Sale | Jun 22, 2022 |
| Deed Doc Number | 0202316476 |
| Deed Book / Page | 2023 / 16476 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 427 SUNWARD DR, O FALLON, MO 63368-6953 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 427 SUNWARD DR, O FALLON, MO 63368-6953 |
| Document Number | 0000068447 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021R-068447 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 02, 2023 |
| Property Address | 427 SUNWARD DR, O FALLON, MO 63368-6953 |
| Document Number | 0000016476 |
| Map Reference | MB 290 PG 57 |
| Instrument Date | May 01, 2023 |
| Instrument | 2023R-016476 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 SUNWWD DRIVE, O FALLON, MO 63368 |
| Document Number | 0000016477 |
|---|---|
| Date | May 02, 2023 |
| Instrument | 2023R-016477 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2022 |
| Property Address | 427 SUNWARD DR, O FALLON, MO 63368-6953 |
| Document Number | 0000034798 |
| Map Reference | MB 29 PG 57 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022R-034798 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 FORT SUMTER WAY, SAINT CHARLES, MO 63303-6148 |
| Name | Verified Name |
|---|---|
| Address | 427 SUNWARD DR, O FALLON, MO 63368-6953 |
| Document Number | 0000034799 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022R-034799 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,299.00 | $51,243 (+12.51%) | $269,700 (+12.51%) Land $50,000 Building $219,700 |
| 2023 | $45,546 | ||
| 2022 | $239,713 Land $50,000 Building $189,713 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | A902000075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,318 sqft Living Area |
| 1st Floor | 598 sqft 1st Floor |
| Basement Area | 580 sqft Basement |
| Finished Basement | 145 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 160 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 80 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A902000075 |
|---|---|
| Old Parcel Number | A902000075 |
| Street Address | 427 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6953 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD #5 LOT 387 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | BAYFIELD #5 |
| Legal Lot Number | 387 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WELDON SPRING |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 311732 |
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