St. Charles County property record for 358 Sunward Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,227 sqft · built 1999 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,700 (Jan 2006) |
| Tax Bill | $3,807 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Apr 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T992400164 |
| Primary APN | T992400164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 3,295 sqft |
| 1st Floor Area | 1,377 sqft |
| Basement Area | 1,351 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 501 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T992400164 |
|---|---|
| Street Address | 358 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANORS AT ROYALLSPRINGS #9 LOT 153 |
| Legal Subdivision | MANORS AT ROYALLSPRINGS #9 |
| Legal Lot Number | 153 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 311732 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 358 SUNWARD DR, O FALLON, MO 63368-6867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 20, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2006 · Amount on Record |
| Deed Sale | Jan 5, 2006 · Amount on Record |
| Prior Sale | Jan 29, 2004 · Amount on Record |
| Deed Document Number | 200614990 |
| Deed Book / Page | 4387 / 1329 |
| Last Transfer Date | Nov 1, 2025 |
| Transfer Doc | 0000034055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 20, 2026 |
| Property Address | 358 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 0000034055 |
| Instrument Date | Nov 1, 2025 |
| Instrument | 202634055 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 358 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 358 SUNWARD DR, O FALLON, MO 63368-6867 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 358 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 0000014351 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 2024R-014351 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 9, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 358 SUNWARD DR, O FALLON, MO 63368-6867 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000100988 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021R-100988 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 358 SUNWARD DR, O FALLON, MO 63368-6867 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 358 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 0070061380 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 7006/1380 |
| Instrument | 20181126000661170 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2038 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,238 (-) | $311,781 (-) Building $311,781 | |
| 2025 | $3,807.00 (+6.82%) | $59,238 (+10.06%) | $311,781 (+10.06%) Building $311,781 |
| 2024 | $3,564.00 | ||
| 2023 | $53,824 | ||
| 2022 | $283,286 Land $50,000 Building $233,286 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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