425 Sunward Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 425 Sunward Dr, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1989
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Owner Names on File
Last Sale	$135,000 (Jun 2004)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A902000074`

Property Details

APN / Parcel Number

Primary APN	`A902000074`
Alternative APN	`2-0114-6509-00-0386.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A902000074
Old Parcel Number	A902000074
Street Address	425 SUNWARD DR
City	O FALLON
State	MO
Zip	63368-6953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYFIELD #5 LOT 386
Legal Range	03E
Legal Township	46N
Legal Subdivision	BAYFIELD #5
Legal Lot Number	386
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3007
Census Tract	311732

Owner

Source: St. Charles County records · APN A902000074

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	425 SUNWARD DR, O FALLON, MO 63368-6953
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2004 · Amount on Record
Deed Sale	Jun 10, 2004 · Amount on Record
Prior Sale	Jul 11, 2002
Deed Document Number	0038951233
Deed Book / Page	3895 / 1233
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	425 SUNWARD DR, O FALLON, MO 63368-6953
Document Number	0071290355
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 SUNWARD DR O FALLON MO 633686953, O FALLON, MO 63368-6953

Mortgage

Document Number	0071290355
Date	Aug 23, 2019
Book Page	007129/000355
Instrument	450410

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 22, 2034

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,183.00	$49,417 (+11.67%)	$260,091 (+11.67%)
2023		$44,252
2022			$232,903 Land $50,000 Building $182,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.