427 S 1045 W, Orem, UT 84058 Property Records

Utah County property record for 427 S 1045 W, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,025 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$216,100 (Dec 2012)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-072-0009`

Property Details

APN / Parcel Number

Primary APN	`36-072-0009`
Alternative APN	`042962`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	042962
Street Address	427 S 1045 W
City	OREM
State	UT
Zip	84058-5852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, PLAT B, CHAPREL VALLEY SUBD.
Legal Subdivision	CHAPREL VALLEY SUB
Legal Lot Number	9
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2002
Census Tract	1105

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	427 S 1045 W, OREM, UT 84058-5852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage INTERCAP LNDG
Jun 1, 2020	Deed of Trust, Mortgage INTERCAP LNDG
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2012 · Amount on File
Deed Sale	Dec 27, 2012 · Amount on File
Prior Sale	Jul 27, 2000 · Amount on File
Deed Document Number	2012114187
Prior Transfer Date	Dec 21, 2012
Prior Transfer Doc	0000114187
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	427 S 1045 W, OREM, UT 84058-5852
Document Number	0000188044
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 S 1045 W OREM UT 840585852, OREM, UT 84058-5852

Mortgage

Document Number	0000188044
Date	Nov 25, 2020
Instrument	188044

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	427 S 1045 W, OREM, UT 84058-5852
Document Number	0000077196
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 S 1045 W OREM UT 840585852, OREM, UT 84058-5852

Mortgage

Document Number	0000077196
Date	Jun 5, 2020
Instrument	77196

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	427 S 1045 W, OREM, UT 84058-5852
Document Number	0000059957
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 S 1045 W OREM UT 840585852, OREM, UT 84058-5852

Mortgage

Document Number	0000059957
Date	Jun 21, 2017
Instrument	59957

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,585 (-44.51%)	$464,700 (+0.89%) Land $225,900 Building $238,800
2025	$2,018.00 (+0.05%)	$460,600 (+90.37%) Land $225,900 Building $234,700	$460,600 (+4.71%) Land $225,900 Building $234,700
2024	$2,017.00 (+9.62%)
2023	$1,840.00 (+1.27%)	$241,945	$439,900 Land $215,100 Building $224,800
2022	$1,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 2,000
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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