451 S 1045 W, Orem, UT 84058 Property Records

Utah County property record for 451 S 1045 W, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,198 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,500 (Apr 2003)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-072-0007`

Property Details

APN / Parcel Number

Primary APN	`36-072-0007`
Alternative APN	`042960`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,198 sqft
Basement Area	1,188 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	15 sqft
Deck Area	Deck Area
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	042960
Street Address	451 S 1045 W
City	OREM
State	UT
Zip	84058-5852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, PLAT B, CHAPREL VALLEY SUBD.
Legal Subdivision	CHAPREL VALLEY SUB
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2002
Census Tract	1105

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 E 3950 N, PROVO, UT 84604-4609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Quit Claim Deed, Transfer INTERCAP LNDG
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2003 · Amount on Record
Deed Sale	Apr 2, 2003 · Amount on Record
Prior Sale	May 14, 2001 · Amount on Record
Deed Document Number	200349745
Prior Transfer Date	Dec 12, 1997
Prior Transfer Doc	0044670483
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Dec 7, 2020
Property Address	451 S 1045 W, OREM, UT 84058-5852
Document Number	0000194269
Instrument Date	Dec 1, 2020
Instrument	194269
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 E 3950 N PROVO UT 846044609, PROVO, UT 84604-4609

Mortgage

Document Number	194270
Date	Dec 7, 2020
Instrument	194270

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	451 S 1045 W, OREM, UT 84058-5852
Document Number	0000039664
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	US TITLE INSURANCE AGENCY, US TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 S 1045 W OREM UT 840585852, OREM, UT 84058-5852

Mortgage

Document Number	0000039664
Date	Mar 27, 2020
Instrument	39664

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 26, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,980 (+0.65%)	$523,600 (+0.65%) Land $225,900 Building $297,700
2025	$2,279.00 (+9.94%)	$286,110 (+14.35%)	$520,200 (+14.35%) Land $225,900 Building $294,300
2024	$2,073.00 (+8.93%)
2023	$1,903.00 (+1.6%)	$250,195	$454,900 Land $215,100 Building $239,800
2022	$1,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 2,000
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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