415 S 1045 W, Orem, UT 84058 Property Records

Utah County property record for 415 S 1045 W, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,025 sqft · built 1977
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Aug 2021)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-072-0010`

Property Details

APN / Parcel Number

Primary APN	`36-072-0010`
Alternative APN	`042963`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Slab
Porch Area	612 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	042963
Street Address	415 S 1045 W
City	OREM
State	UT
Zip	84058-5852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, PLAT B, CHAPREL VALLEY SUBD.
Legal Subdivision	CHAPREL VALLEY SUB
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2002
Census Tract	1105

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 S 1045 W, OREM, UT 84058-5852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU
Aug 30, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Dec 19, 2017	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	2021150936
Prior Transfer Date	Apr 25, 2007
Prior Transfer Doc	0000063800
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	415 S 1045 W, OREM, UT 84058-5852
Transaction Type	Mortgage
Record Updated	Apr 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 1045 W, OREM, UT 84058-5852

Mortgage

Document Number	0000019510
Date	Mar 30, 2023
Instrument	19510:2023

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	415 S 1045 W, OREM, UT 84058-5852
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151035
Date	Aug 30, 2021
Instrument	151035:2021

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	415 S 1045 W, OREM, UT 84058-5852
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070173
Date	Jun 13, 2022
Instrument	70173:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 30, 2032

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 30, 2021
Property Address	415 S 1045 W, OREM, UT 84058-5852
Document Number	0000150936
Instrument Date	Aug 26, 2021
Instrument	150936:2021
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 1045 W, OREM, UT 84058-5852

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 19, 2017
Property Address	415 S 1045 W, OREM, UT 84058-5852
Document Number	0000126032
Instrument Date	Dec 13, 2017
Instrument	126032:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE INC CO

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 1045 W, OREM, UT 84058-5852

Mortgage

Document Number	0000126043
Date	Dec 19, 2017
Instrument	126043:2017

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,190 (-44.62%)	$465,800 (+0.69%) Land $228,000 Building $237,800
2025	$2,026.00	$462,600 (+90.72%) Land $228,000 Building $234,600	$462,600 (+4.9%) Land $228,000 Building $234,600
2024	$2,026.00 (+9.81%)
2023	$1,845.00 (-0.43%)	$242,550	$441,000 Land $217,100 Building $223,900
2022	$1,853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 2,000
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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