427 Obenchain Rd, Laporte, CO 80535 Property Records

Larimer County property record for 427 Obenchain Rd, Laporte, CO 80535

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,192 sqft · built 2001
Lot Size	39.3 acres (1,714,957 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Mar 2024)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09140-00-024`

Property Details

APN / Parcel Number

Primary APN	`09140-00-024`
Alternative APN	`R1126911`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,192 sqft Living Area
Gross Area	5,868 sqft
1st Floor Area	2,607 sqft
Upper Floors Area	420 sqft
Basement Area	2,585 sqft
Finished Basement	2,585 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,714,957 sqft (39.3 acres)
Terrain	Rocky
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	1,002 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R1126911
Street Address	427 OBENCHAIN RD
City	LAPORTE
State	CO
Zip	80535-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	BEG AT E 1/4 COR 14-9-70, TH S 89 13 36 W 1321.92 FT TO CE 1/16 COR, TH N 0 23 46 W 1299.34 FT, N 0 24 14 W 240.52 FT, N 89 10 35 E 493.48 FT, S 0 24 14 E 461.33 FT, N 89 10 35 E 401.94 FT, N 50 10 13 E 350.81 FT, N 89 10 35 E 150 FT TO P
Legal Range	70W
Legal Township	9N
Legal Section	14
Jurisdiction	LARIMER CO
Township / Civil Division	LIVERMORE
Census Block Group	2
Census Block	2003
Census Tract	2403

Owner

Source: Larimer County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 OBENCHAIN RD, LAPORTE, CO 80535-9740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Jan 1, 1982 · Amount on Record
Deed Document Number	202410104
Prior Transfer Date	Mar 15, 2024
Prior Transfer Doc	0000010104
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 18, 2024
Property Address	427 OBENCHAIN RD, LAPORTE, CO 80535-9740
Document Number	0000010104
Instrument Date	Mar 15, 2024
Instrument	20240010104
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1837 RAINBOW DR, FORT COLLINS, CO 80524-1929

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	427 OBENCHAIN RD, LAPORTE, CO 80535-9740

Mortgage

Document Number	0000010105
Date	Mar 18, 2024
Instrument	20240010105

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	427 OBENCHAIN RD, LAPORTE, CO 80535-9740
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062890
Date	Jun 29, 2021
Instrument	20210062890

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,961.00 (-3.72%)	$75,375 (-15%) Land $21,250 Building $54,125	$1,206,000 (-8.88%) Land $340,000 Building $866,000
2023	$7,230.00 (+33.25%)	$88,675 (+39.03%) Land $16,750 Building $71,925	$1,323,500 (+44.22%) Land $250,000 Building $1,073,500
2022	$5,426.00	$63,781 Land $11,030 Building $52,751	$917,700 Land $158,700 Building $759,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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