221 Obenchain Rd, Laporte, CO 80535 Property Records

Larimer County property record for 221 Obenchain Rd, Laporte, CO 80535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,180 sqft · built 1988
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Jul 2022)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09130-00-020`

Property Details

APN / Parcel Number

Primary APN	`09130-00-020`
Alternative APN	`R1273167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,124 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R1273167
Old Parcel Number	0913000020
Street Address	221 OBENCHAIN RD
City	LAPORTE
State	CO
Zip	80535-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF NW 1/4 13-9-70 (SPLIT FROM 09130-00-004)
Legal Range	70
Legal Township	09
Legal Section	13
Legal Lot Number	020
Jurisdiction	LARIMER CO
Township / Civil Division	LIVERMORE
Census Block Group	2
Census Block	2003
Census Tract	2403

Owner

Source: Larimer County records · APN 09130-00-020

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	221 OBENCHAIN RD, LAPORTE, CO 80535-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Jul 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage C RUBADUE EDWARD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Aug 21, 2015
Deed Document Number	20220044546
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	221 OBENCHAIN RD, LAPORTE, CO 80535-9726
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052690
Date	Aug 25, 2022
Instrument	20220052690

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 15, 2022
Property Address	221 OBENCHAIN RD, LAPORTE, CO 80535-9726
Document Number	0000044546
Instrument Date	Jul 14, 2022
Instrument	20220044546
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 OBENCHAIN RD, LAPORTE, CO 80535-9726

Mortgage

Document Number	0000044547
Date	Jul 15, 2022
Instrument	20220044547

Lender

Name	C RUBADUE EDWARD
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Oct 14, 2022

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,972.00 (+2.98%)	$49,369 (-11.79%) Land $21,250 Building $28,119	$789,900 (-5.44%) Land $340,000 Building $449,900
2023	$4,828.00 (+54.94%)	$55,965 (+41.37%) Land $16,750 Building $39,215	$835,300 (+46.65%) Land $250,000 Building $585,300
2022	$3,116.00	$39,588 Land $11,030 Building $28,558	$569,600 Land $158,700 Building $410,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA.

Based on FCC filings for 4 locations within half a mile of this property.

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