1051 Obenchain Rd, Laporte, CO 80535 Property Records

Larimer County property record for 1051 Obenchain Rd, Laporte, CO 80535

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,632 sqft · built 1983
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Oct 2019)
Tax Bill	$6,726 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09140-00-025`

Property Details

APN / Parcel Number

Primary APN	`09140-00-025`
Alternative APN	`R1143727`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
Upper Floors Area	216 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,742,400 sqft (40 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	816 sqft
Deck Area	504 sqft
Patio Area	720 sqft
Balcony	Balcony
Balcony Area	216 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R1143727
Old Parcel Number	0914000025
Street Address	1051 OBENCHAIN RD
City	LAPORTE
State	CO
Zip	80535-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF SE 1/4 OF SW 1/4, N 1/2 OF SW 1/4 OF SE 1/4 14-9-70
Legal Range	70
Legal Township	09
Legal Section	14
Legal Lot Number	025
Jurisdiction	LARIMER CO
Township / Civil Division	LIVERMORE
Census Block Group	2
Census Block	2003
Census Tract	2403

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1051 OBENCHAIN RD, LAPORTE, CO 80535-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 21, 2019	Warranty Deed, Transfer · Construction Mortgage DIXIE M ROYALS
May 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CO
May 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Oct 23, 1997 · Amount on Record
Deed Document Number	20190064816
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1051 OBENCHAIN RD, LAPORTE, CO 80535-9730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006743
Date	Jan 19, 2021
Instrument	20210006743

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 21, 2019
Property Address	1051 OBENCHAIN RD, LAPORTE, CO 80535-9730
Document Number	0000064816
Instrument Date	Oct 18, 2019
Instrument	64816
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1051 OBENCHAIN RD LAPORTE CO 805359730, LAPORTE, CO 80535-9730

Mortgage

Document Number	64817
Date	Oct 21, 2019
Instrument	64817

Lender

Name	DIXIE M ROYALS
Address	9742 VINEWOOD DR, DALLAS, TX 75228-3772

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 20, 2020

Interest

Rate	4.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1051 OBENCHAIN RD, LAPORTE, CO 80535-9730
Document Number	0000024793
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 OBENCHAIN RD LAPORTE CO 805359730, LAPORTE, CO 80535-9730

Mortgage

Document Number	0000024793
Date	May 13, 2019
Instrument	24793

Lender

Name	BANK OF CO
Type	Bank
Address	FORT COLLINS, CO 80524

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2034

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1051 OBENCHAIN RD, LAPORTE, CO 80535-9730
Document Number	0000024805
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 OBENCHAIN RD LAPORTE CO 805359730, LAPORTE, CO 80535-9730

Mortgage

Document Number	0000024805
Date	May 13, 2019
Instrument	24805

Lender

Name	BANK OF CO
Type	Bank
Address	FORT COLLINS, CO 80524

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,726.00 (+9.69%)	$66,794 (-4.69%) Land $21,250 Building $45,544	$1,068,700 (+2.17%) Land $340,000 Building $728,700
2023	$6,132.00 (+32.27%)	$70,082 (+44.34%) Land $16,750 Building $53,332	$1,046,000 (+49.73%) Land $250,000 Building $796,000
2022	$4,636.00	$48,553 Land $11,030 Building $37,523	$698,600 Land $158,700 Building $539,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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