Bradford County property record for 427 N Cherry St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1954 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,900 (Nov 2021) |
| Tax Bill | $1,193 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03412-0-00000 |
| Primary APN | 03412-0-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Heated Area |
| Gross Area | 1,176 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.229 acres) |
| Porch | Open Porch |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 427 N CHERRY ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 6S 22 LOTS 6 & 7 OF BLK 2 IN L T & COS ADD |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | COS ADD |
| Legal Block | 2 |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 100 |
Source: Bradford County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 427 N CHERRY ST, STARKE, FL 32091-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Apr 17, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on Record |
| Deed Sale | Nov 5, 2021 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | 202104010673 |
| Deed Book / Page | 1934 / 382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Nov 5, 2021 |
| Property Address | 427 N CHERRY ST, STARKE, FL 32091-3309 |
| Document Number | 1934/382 |
| Book / Page | 1934 / 382 |
| Map Reference | MB J PG 232 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 202104010673 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $979.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7884 SE COUNTY ROAD 237, 7884, LAKE BUTLER, FL 32054-5846 |
| Name | Verified Name |
|---|---|
| Address | 427 N CHERRY ST, STARKE, FL 32091-3309 |
| Document Number | 1934383 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 1934/383 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Apr 17, 2018 |
| Property Address | 427 N CHERRY ST, STARKE, FL 32091-3309 |
| Document Number | 0004003305 |
| Book / Page | 1730 / 426 |
| Map Reference | DD J PG 232 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 201804003305 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18451 NE 19TH PL, 18451, STARKE, FL 32091-5762 |
| Name | Verified Name |
|---|---|
| Address | 427 N CHERRY ST, STARKE, FL 32091-3309 |
| Document Number | 0004003306 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 201804003306 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,193.00 (+4.1%) Homeowner's exemption | $103,381 (+2.9%) | $135,754 (+5.36%) Land $28,000 Building $107,754 |
| 2024 | $1,146.00 (+2.69%) Homeowner's exemption | $100,467 (+3%) | $128,846 (+13.04%) Land $28,000 Building $100,846 |
| 2023 | $1,116.00 (+4.79%) Homeowner's exemption | $97,541 (+3%) | $113,979 (+20.36%) Land $20,000 Building $93,979 |
| 2022 | $1,065.00 Homeowner's exemption | $94,700 Land $13,000 Building $81,700 | $94,700 Land $13,000 Building $81,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 14 (1983–2017) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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