Bradford County property record for 413 N Cherry St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,050 sqft · built 1948 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Sep 2022) |
| Tax Bill | $993 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03411-0-00000 |
| Primary APN | 03411-0-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,146 sqft |
| 1st Floor Area | 1,050 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 413 N CHERRY ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 6S 22 N12.5 LOT 2 & LOT 3 & S1/2 OF LOT 4, BLK 2 IN LT & COS ADD. |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | LT & COS ADD. |
| Legal Block | 2 |
| Legal Lot Number | 4, |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 100 |
Source: Bradford County records · APN 03411-0-00000
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 N CHERRY ST, STARKE, FL 32091-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 05, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Dec 01, 2016 · Amount on Record |
| Deed Document Number | 20229051 |
| Deed Book / Page | 1992 / 1 |
| Prior Transfer Date | Jun 19, 2014 |
| Prior Transfer Doc | 0004023091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Sep 23, 2022 |
| Property Address | 413 N CHERRY ST, STARKE, FL 32091-3309 |
| Document Number | 0004009051 |
| Book / Page | 1992 / 1 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 202204009051 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | NORTH CENTRAL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19374 SW COUNTY ROAD 18, 19374, BROOKER, FL 32622-3112 |
| Name | Verified Name |
|---|---|
| Address | 413 N CHERRY ST, STARKE, FL 32091-3309 |
| Document Number | 0000019924 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 1992/4 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jan 05, 2017 |
| Property Address | 413 N CHERRY ST, STARKE, FL 32091-3309 |
| Document Number | 0004000106 |
| Book / Page | 001662 / 000235 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 4000106 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19374 SW COUNTY ROAD 18 #2 BROOKER FL 326223112, 2, BROOKER, FL 32622-3112 |
Source: Bradford County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $993.00 (+4.31%) Homeowner's exemption | $93,404 (+2.9%) | $103,338 (+3.1%) Land $28,000 Building $75,338 |
| 2024 | $952.00 (+3.25%) Homeowner's exemption | $90,772 (+3%) | $100,233 (+13.74%) Land $28,000 Building $72,233 |
| 2023 | $922.00 (-9.07%) Homeowner's exemption | $88,128 (+73.03%) Land $20,000 Building $68,128 | $88,128 (+73.03%) Land $20,000 Building $68,128 |
| 2022 | $1,014.00 | $50,932 Land $13,000 Building $37,932 | $50,932 Land $13,000 Building $37,932 |
Source: FEMA National Flood Hazard Layer, Bradford County (12007C), as of November 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120070001002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 14 (1983–2017) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 219 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2040211, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF STARKE serves 6,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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