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404 N Cherry St, Starke, FL 32091 Property Records

Bradford County property record for 404 N Cherry St, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,862 sqft · built 1940
Lot Size0.189 acres (8,250 sqft)
OwnerCompany Name on File
Last Sale$169,900 (Jul 2023)
Tax Bill$3,184 (2025)
Deeds & MortgagesAug 2023 Transfer
Jul 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03443-0-00000

Property Details

APN / Parcel Number

Primary APN03443-0-00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,862 sqft Heated Area
Gross Area1,960 sqft
2nd Floor Area814 sqft
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
PorchOpen Porch
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address404 N CHERRY ST
CitySTARKE
StateFL
Zip32091-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 6S 22 PORT OF LOTS 1-2 L T & COS ADD DESCRIBED AS FOLL: BEG SW COR OF BLK 13, S72*11'40"E 101.04' N18*50'50"E 61.19', N71*
Legal Range22E
Legal Township06S
Legal Section28
Legal SubdivisionCOS ADD
Legal Block13
Legal Lot Number1-2 2
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group2
Census Block2025
Census Tract100

Owner

Source: Bradford County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2440 WEATHERFORD CT, MARIETTA, GA 30068-3475
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Quit Claim Deed, Transfer
MERINO TITLE LLC
Jul 11, 2023Warranty Deed, Transfer · Conventional Mortgage
OCMBC INC
Oct 27, 2017Deed of Trust, Mortgage · Line of Credit
COMMUNITY ST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2023 · Amount on Record
Deed SaleJul 11, 2023 · Amount on Record
Prior SaleJul 11, 2023 · Amount on Record
Deed Document Number0004005509
Deed Book / Page2033 / 196
Last Transfer DateAug 9, 2023
Transfer Doc0004006648
Record UpdatedJun 8, 2026

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRADFORD FL
Recording DateAug 9, 2023
Property Address404 N CHERRY ST, STARKE, FL 32091-3326
Document Number0004006648
Book / Page2039 / 56
Map ReferenceMB J PG 232
Instrument DateAug 2, 2023
Instrument202304006648
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyMERINO TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2440 WEATHERFORD CT, MARIETTA, GA 30068-3475

Transferred To (Grantee/Buyer)

NameVerified Name
Address2440 WEATHERFORD CT, MARIETTA, GA 30068-3475

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateJul 11, 2023
Property Address404 N CHERRY ST, STARKE, FL 32091-3326
Document Number0004005509
Book / Page2033 / 196
Map ReferenceMB J PG 232
Instrument DateJul 6, 2023
Instrument202304005509
Transaction TypeTransfer
Record UpdatedJul 27, 2023
Title CompanyNORTH CENTRAL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 N CHERRY ST, STARKE, FL 32091-3326

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 N CHERRY ST, STARKE, FL 32091-3326

Mortgage

Document Number0004005510
DateJul 11, 2023
Book Page2033/199
Instrument202304005510
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address404 N CHERRY ST, STARKE, FL 32091-3326
Document Number0004010309
Instrument DateOct 27, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address404 N CHERRY ST STARKE FL 320913326, STARKE, FL 32091-3326

Mortgage

Document Number0004010309
DateNov 14, 2017
Book Page001708/000441
Instrument4010309
Lender
NameCOMMUNITY ST BK
TypeBank
AddressSTARKE, FL 32091
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,184.00 (+3.38%)$158,945 (+3.5%) Land $28,000 Building $130,945$158,945 (+3.5%) Land $28,000 Building $130,945
2024$3,080.00 (+380.5%)$153,574 (+109.63%) Land $28,000 Building $125,574$153,574 (+39.64%) Land $28,000 Building $125,574
2023$641.00 (+0.94%) Homeowner's exemption$73,260 (+3%)$109,976 (+22.68%) Land $20,000 Building $89,976
2022$635.00 Homeowner's exemption$71,126$89,646 Land $13,000 Building $76,646

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Nearby Flood Policies43 in force
Nearby Flood Claims14 (1983–2017)
Claims Outside the SFHA4 of 14
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STARKE
serves 6,800 people · EPA ID FL2040211
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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