407 Matthew St, Prospect, CT 06712 Property Records

Prospect Town property record for 407 Matthew St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,989 sqft · built 1938
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,580 (Aug 2019)
Tax Bill	$7,188 (2026)
Deeds & Mortgages	Jun 2022 Refinance Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0193600`

Property Details

APN / Parcel Number

Primary APN	`M0193600`
Alternative APN	`PROS M:118 B:86 L:407`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,989 sqft Living Area
Gross Area	2,821 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	M0193600
Street Address	407 MATTHEW ST
City	PROSPECT
State	CT
Zip	06712-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	86
Legal Lot Number	407
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2010
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 MATTHEW ST, PROSPECT, CT 06712-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Apr 26, 2021	Deed of Trust, Mortgage · Balloon Mortgage SIKORSKY FINANCIAL CREDIT UNION INC
Aug 21, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Prior Sale	Apr 8, 2008 · Amount on Record
Deed Book / Page	843 / 314
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	407 MATTHEW ST, PROSPECT, CT 06712-1419
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000915-227
Date	Jun 24, 2022
Book Page	915/227
Instrument	2022-791

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	407 MATTHEW ST, PROSPECT, CT 06712-1419
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	888-320
Date	Apr 26, 2021
Book Page	888/320
Instrument	735

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Aug 21, 2019
Property Address	407 MATTHEW ST, PROSPECT, CT 06712-1419
Document Number	843-314
Book / Page	000843 / 000314
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.58
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MATTHEW ST PROSPECT CT 067121419, PROSPECT, CT 06712-1419

Mortgage

Document Number	843-317
Date	Aug 21, 2019
Book Page	000843/000317

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,188.00 (+11.34%)	$252,490 (-) Land $90,370 Building $162,120	$444,531 (+151.51%)
2025	$6,456.00	$252,490 (+40.26%) Land $90,370 Building $162,120	$176,743 Land $63,259 Building $113,484
2024	$6,456.00 (+12.36%)
2023	$5,746.00 (+2.52%)	$180,010 (+2.62%) Land $90,360 Building $89,650
2022	$5,605.00	$175,420 Land $90,360 Building $85,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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