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409 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 409 Main St, Concord, MA 01742

Property Summary

Property TypeCondominium
Details4 bd · 3.5 ba · 2,145 sqft · built 1884
Lot Size0.235 acres (10,237 sqft)
OwnerIndividual Name on File
Last Sale$1,040,000 (Sep 2020)
Tax Bill$162 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APNCONC M:9G B:718 L:1

Property Details

APN / Parcel Number

Primary APNCONC M:9G B:718 L:1
Alternative APNs
  • M:00009G B:00718-00001
  • 10380

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,145 sqft Living Area
Gross Area3,852 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,237 sqft (0.235 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10380
Street Address409 MAIN ST
CityCONCORD
StateMA
Zip01742-2326
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeB
Legal Block718
Legal Lot Number1
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2000
Census Tract361100

Owner

Source: Middlesex County and Concord Town records · APN CONC M:9G B:718 L:1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 MAIN ST, CONCORD, MA 01742-2326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Sep 30, 2020Condominium Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleApr 29, 2015 · Amount on Record
Deed Book / Page75767 / 376
Transfer Doc44613-503
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address409 MAIN ST, CONCORD, MA 01742-2326
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079524-584
DateJan 12, 2022
Book Page79524/584
Instrument6590
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionCONCORD MA
Recording DateSep 30, 2020
Property Address409 MAIN ST, CONCORD, MA 01742-2326
Document Number75767-376
Book / Page075767 / 000376
Instrument DateSep 04, 2020
Instrument175442
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$4,742.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409-411 MAIN ST #409 CONCORD MA 017422326, 409, CONCORD, MA 01742-2326

Tax Assessment & Valuation

Source: Middlesex County and Concord Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$162.00 (-98.96%)$1,225,100 (+2.8%) Building $1,225,100$1,161,375
2024$15,647.00 (+4.52%)$1,191,700 (+3.16%) Building $1,191,700
2023$14,971.00$1,155,200 Building $1,155,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1979–2010)
Claims Outside the SFHA2 of 16
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Town of Concord, Massachusetts
Fiber		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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