State of Hawaii and Hawaii County property record for 405 Kipuni St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,550 sqft · built 2005 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Apr 2004) |
| Tax Bill | $5,137 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-063-003 |
| Primary APN | 3-2-5-063-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 2,882 sqft |
| 1st Floor Area | 2,550 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 43,647 sqft |
| Garage Area | 960 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 645 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 436 sqft |
| Deck Area | 732 sqft |
| Patio Area | 732 sqft |
| Street Address | 405 KIPUNI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5A |
| Legal Description | LOT 3 1.0021 AC DES POR RP 5706 LCAW 8521-B PART 2 TOG/NON-EXCL ESMT |
| Legal Subdivision | SUNRISE ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20802 |
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 KIPUNI ST, HILO, HI 96720-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2004 · Amount on Record |
| Deed Sale | Apr 16, 2004 · Amount on Record |
| Prior Sale | Oct 30, 1998 · Amount on Record |
| Deed Document Number | 200476392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 405 KIPUNI ST, HILO, HI 96720-6011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A88160204 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | A-88160204 |
| Name | HFS FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 29, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,043,900 (+3%) Land $200,100 Building $843,800 | $1,314,400 (-1.46%) Land $370,900 Building $943,500 | |
| 2025 | $5,137.00 (+3.74%) | $1,013,500 (+3%) Land $200,100 Building $813,400 | $1,333,900 (+2.67%) Land $390,400 Building $943,500 |
| 2024 | $984,000 (+3%) Land $200,100 Building $783,900 | $1,299,200 (+6.75%) Land $390,400 Building $908,800 | |
| 2023 | $4,952.00 Homeowner's exemption | $955,300 Land $200,100 Building $755,200 | $1,217,100 Land $371,800 Building $845,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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