Charlotte County property record for 427 E Henry St, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,316 sqft · built 1956 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $495 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer May 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 412307427004 |
| Primary APN | 412307427004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,500 sqft (0.448 acres) |
| Lot Dimensions | 130 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00868310000004 |
|---|---|
| Street Address | 427 E HENRY ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-6015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-10 |
| Legal Description | LA PUNTA PK BLK E LTS 5 6 & 7 DC567/1153(DD) PRO87-943(VD) 1018-980 (DIV)1478/1059 2030/196 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 07 |
| Legal Subdivision | LA PUNTA PK |
| Legal Tract | LPP |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2125 |
| Census Tract | 10302 |
Source: Charlotte County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 512348, PUNTA GORDA, FL 33951-2348 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 30, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 23, 2018 | Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2001 |
| Transfer Doc | 2030000196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 427 E HENRY ST, PUNTA GORDA, FL 33950-6015 |
| Document Number | 0003609406 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 3609406 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 512348, PUNTA GORDA, FL 33951-2348 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 512348, PUNTA GORDA, FL 33951-2348 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 427 E HENRY ST, PUNTA GORDA, FL 33950-6015 |
| Document Number | 0043381769 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 512348 PUNTA GORDA FL 339512348, PUNTA GORDA, FL 33951-2348 |
| Document Number | 0043381769 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 004338/001769 |
| Instrument | 2630490 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Rate | 4.87% |
|---|
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $495.00 (+2.06%) Homeowner's exemption | $62,785 (+5.99%) | $209,309 (+11.98%) Land $45,071 Building $164,238 |
| 2023 | $485.00 (+1.68%) Homeowner's exemption | $59,239 (+3%) | $186,922 (-10.33%) Land $60,600 Building $126,322 |
| 2022 | $477.00 Homeowner's exemption | $57,514 | $208,456 Land $38,633 Building $169,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 335 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured incl. 399 condo units |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
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