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431 E Henry St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 431 E Henry St, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1950
Lot Size0.224 acres (9,750 sqft)
OwnerCompany Name on Record
Last Sale$72,500 (Oct 2024)
Tax Bill$374 (2025)
Deeds & MortgagesDec 2025 Transfer
Oct 2024 Sale
Flood ZoneZone AE (high risk)
APN412307427005

Property Details

APN / Parcel Number

Primary APN412307427005
Alternative APNs
  • 00868320000003
  • 10004702586

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area672 sqft Living Area
Gross Area1,096 sqft
1st Floor Area672 sqft
Utility Area77 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area287 sqft
PorchEnclosed Porch
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00868320000003
Street Address431 E HENRY ST
CityPUNTA GORDA
StateFL
Zip33950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-10
Legal DescriptionLAPUNTA PARK BLK E LT 8 & W1/2 LT 9 790/1295 GUARD84/687 1056/2183 1128/460 1439/168 1562/610 1572/263 DC1783/699-PC PR2000-657 ODH1844/1940 3460803
Legal Range23E
Legal Township41S
Legal Section07
Legal SubdivisionLAPUNTA PARK
Legal TractLPP
Legal BlockE
Legal Lot Number8,9
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2125
Census Tract10302

Owner

Source: Charlotte County records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address431 E HENRY ST, PUNTA GORDA, FL 33950
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 28, 2024Warranty Deed, Transfer
GIANNELL TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2024 · Amount on Record
Deed SaleOct 28, 2024 · Amount on Record
Prior SaleNov 19, 1997
Deed Document Number20243460803
Last Transfer DateDec 11, 2025
Transfer Doc0003595806
Record UpdatedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateDec 12, 2025
Property Address431 E HENRY ST, PUNTA GORDA, FL 33950
Document Number0003595806
Instrument DateDec 11, 2025
Instrument3595806
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20 S ROSE AVE, KISSIMMEE, FL 34741-5400

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E HENRY ST, PUNTA GORDA, FL 33950

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 28, 2024
Property Address431 E HENRY ST, PUNTA GORDA, FL 33950
Document Number0003460803
Map ReferenceMB 2 PG 4
Instrument DateOct 23, 2024
Instrument3460803
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyGIANNELL TITLE LLC

Transaction

AmountAmount Recorded
Tax$507.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address504 MIDWOOD DR, PLANT CITY, FL 33566-8588

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 S ROSE AVE STE 4, 4, KISSIMMEE, FL 34741-5401

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$374.00 (-66.4%)$22,536 (+7.71%) Land $22,536$22,536 (-61.5%) Land $22,536
2024$1,113.00 (-4.95%)
2023$1,171.00 (+20.72%)$20,923 (-82.18%)$58,537 (-50.13%) Land $30,300 Building $28,237
2022$970.00$117,384 Land $19,316 Building $98,068$117,384 Land $19,316 Building $98,068

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink.

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