Monmouth County and Middletown Township property record for 427 Cedar Ave, Leonardo, NJ 07737
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 696 sqft · built 1926 |
| Lot Size | 0.052 acres (2,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Sep 2025) |
| Tax Bill | $6,059 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00306-0000-00031 |
| Primary APN | 32-00306-0000-00031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 696 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,252 sqft (0.052 acres) |
| Lot Dimensions | 75 ft deep x 30 ft wide |
| Deck Area | 108 sqft |
| Sewer | Connected |
|---|
| Account Number | 421 |
|---|---|
| Street Address | 427 CEDAR AVE |
| City | LEONARDO |
| State | NJ |
| Zip | 07737-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | ALSO LTS 4/5 NIT 1A |
| Legal Subdivision | OCEAN VIEW |
| Legal Block | 306 |
| Legal Lot Number | 31 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 800400 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 427 CEDAR AVE, LEONARDO, NJ 07737-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Sep 2, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 27, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2021 · Amount on Record |
| Deed Document Number | 202569513 |
| Deed Book / Page | 9754 / 2556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 427 CEDAR AVE, LEONARDO, NJ 07737-1004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0095649648 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 9564/9648 |
| Instrument | 2021178290 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 2, 2025 |
| Property Address | 427 CEDAR AVE, LEONARDO, NJ 07737-1004 |
| Document Number | 0097542556 |
| Book / Page | 9754 / 2556 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025069513 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,311.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 251 DWIGHT RD, MIDDLETOWN, NJ 07748-3058 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 427 CEDAR AVE, LEONARDO, NJ 07737-1004 |
| Investor | Possibly a Property Investor |
| Document Number | 2025069514 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2025069514 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 27, 2021 |
| Property Address | 427 CEDAR AVE, LEONARDO, NJ 07737-1004 |
| Document Number | 0095464695 |
| Book / Page | 9546 / 4695 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021143899 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 HIGHLAND AVE, LEONARDO, NJ 07737-1206 |
| Name | Verified Name |
|---|---|
| Address | 251 DWIGHT RD, MIDDLETOWN, NJ 07748-3058 |
| Investor | Possibly a Property Investor |
| Document Number | 2021143900 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021143900 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,200 (+21.52%) Land $336,700 Building $119,500 | $456,200 (+21.52%) Land $336,700 Building $119,500 | |
| 2025 | $6,059.00 (+23.65%) | $375,400 (+36.46%) Land $276,700 Building $98,700 | $375,400 (+36.46%) Land $276,700 Building $98,700 |
| 2024 | $4,900.00 (+9.5%) | ||
| 2023 | $275,100 Land $188,100 Building $87,000 | $275,100 Land $188,100 Building $87,000 | |
| 2022 | $4,475.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 91 (1978–2018) |
| Claims Outside the SFHA | 8 of 91 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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