425 Cedar Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 425 Cedar Ave, Leonardo, NJ 07737

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,900 sqft · built 1963
Lot Size0.215 acres (9,374 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Sep 1983)
Tax Bill$8,872 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00306-0000-00030

Property Details

APN / Parcel Number

Primary APN32-00306-0000-00030
Alternative APNs
  • 320030600030
  • 642

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,900 sqft Living Area
1st Floor Area1,900 sqft
Upper Floors Area988 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area9,374 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Deck Area448 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number642
Street Address425 CEDAR AVE
CityLEONARDO
StateNJ
Zip07737-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionINCL BLK 1160 LOTS 8 - 10
Legal SubdivisionOCEAN VIEW
Legal Block306
Legal Lot Number30
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2009
Census Tract800400

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address425 CEDAR AVE, LEONARDO, NJ 07737-1004
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 1983 · Amount on Record
Deed SaleSep 29, 1983 · Amount on Record
Deed Book / Page4437 / 537
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address425 CEDAR AVE, LEONARDO, NJ 07737-1004
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyPUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095719422
DateJan 14, 2022
Book Page9571/9422
Instrument2022005230
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$611,400 (+11.22%) Land $428,300 Building $183,100$611,400 (+11.22%) Land $428,300 Building $183,100
2025$8,872.00 (+21.5%)$549,700 (+29.65%) Land $368,300 Building $181,400$549,700 (+29.65%) Land $368,300 Building $181,400
2024$7,302.00 (+4.79%)
2023$424,000 Land $250,100 Building $173,900$424,000 Land $250,100 Building $173,900
2022$6,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims91 (1978–2018)
Claims Outside the SFHA8 of 91
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 47 claims
  • Hurricane Irene, Sep 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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