422 Cedar Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 422 Cedar Ave, Leonardo, NJ 07737

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1938
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,000 (Feb 1985)
Tax Bill	$7,181 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00332-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`32-00332-0000-00002`
Alternative APNs	`320033200002` `631`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	869 sqft
Basement Area	122 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Other
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Deck Area	144 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	631
Street Address	422 CEDAR AVE
City	LEONARDO
State	NJ
Zip	07737-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	ALSO LOTS 19/21 NIT 1A
Legal Block	332
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2010
Census Tract	800400

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 CEDAR AVE, LEONARDO, NJ 07737-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 1985 · Amount on Record
Deed Sale	Feb 7, 1985 · Amount on Record
Deed Book / Page	4541 / 395
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	422 CEDAR AVE, LEONARDO, NJ 07737-1007
Document Number	0000108730
Book / Page	009257 / 003552
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	TITLE RSRC GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 CEDAR AVE LEONARDO NJ 077371007, LEONARDO, NJ 07737-1007

Mortgage

Document Number	0000108730
Date	Nov 2, 2017
Book Page	009257/003552
Instrument	108730

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,300 (+13.8%) Land $352,900 Building $153,400	$506,300 (+13.8%) Land $352,900 Building $153,400
2025	$7,181.00 (+20.71%)	$444,900 (+38.9%) Land $292,900 Building $152,000	$444,900 (+38.9%) Land $292,900 Building $152,000
2024	$5,949.00 (+12.88%)
2023		$320,300 Land $199,100 Building $121,200	$320,300 Land $199,100 Building $121,200
2022	$5,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	91 (1978–2018)
Claims Outside the SFHA	8 of 91
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 47 claims Hurricane Irene, Sep 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20