San Diego County property record for 427 28th St, San Diego, CA 92102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1955 |
| Lot Size | 0.125 acres (5,436 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (May 2013) |
| Tax Bill | $5,402 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 545-161-03-00 |
| Primary APN | 545-161-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 5,436 sqft (0.125 acres) |
| Street Address | 427 28TH ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92102-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1-1 |
| Legal Description | BLK 11 LOTS 1 & 2 /EXC N 100 FT/ TR 000029 |
| Legal Subdivision | HOITTS ADD |
| Legal Tract | 000029 |
| Legal Block | 11 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 4000 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 427 28TH ST, SAN DIEGO, CA 92102-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2013 · Amount on Record |
| Deed Sale | May 30, 2013 · Amount on Record |
| Prior Sale | Nov 21, 2012 · Amount on Record |
| Deed Document Number | 2013337288 |
| Prior Transfer Date | Dec 15, 1994 |
| Prior Transfer Doc | 0000171864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 427 28TH ST, SAN DIEGO, CA 92102-3126 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000441987 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017-0441987 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $401,925 (+2%) Land $226,084 Building $175,841 | |
| 2025 | $5,402.00 (+17.77%) Homeowner's exemption | $394,045 (+4.04%) Land $221,651 Building $172,394 |
| 2023 | $4,587.00 (+2.76%) Homeowner's exemption | $378,745 Land $213,045 Building $165,700 |
| 2022 | $4,464.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: GeoLinks, Google Fiber, T-Mobile.
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