405 28th St, San Diego, CA 92102 Property Records

San Diego County property record for 405 28th St, San Diego, CA 92102

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 713 sqft · built 1950
Lot Size0.1 acres (4,368 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Apr 2015)
Tax Bill$5,146 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN545-161-07-00

Property Details

APN / Parcel Number

Primary APN545-161-07-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area713 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleDuplex Single
Lot Area4,368 sqft (0.1 acres)

Location & Zoning

Street Address405 28TH ST
CitySAN DIEGO
StateCA
Zip92102-3126
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM-1-1
Legal DescriptionBLK 11 LOTS 9 & 10 ST CLSD ADJ & S 5 FT OF TR 000029
Legal SubdivisionHOITTS ADD
Legal Tract000029
Legal Block11
Legal Lot Number9,10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4001
Census Tract4000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 28TH ST, SAN DIEGO, CA 92102-3126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2015 · Amount on Record
Deed SaleApr 9, 2015 · Amount on Record
Prior SaleJun 16, 2011 · Amount on Record
Deed Document Number2015169292
Prior Transfer DateMar 15, 2005
Prior Transfer Doc0000356824
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address405 28TH ST, SAN DIEGO, CA 92102-3126
Document Number0000180351
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyWESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 28TH ST SAN DIEGO CA 921023126, SAN DIEGO, CA 92102-3126

Mortgage

Document Number0000180351
DateApr 8, 2020
Instrument180351
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 7, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$373,884 (+2%) Land $220,654 Building $153,230
2025$5,146.00 (+18.33%)$366,554 (+4.04%) Land $216,328 Building $150,226
2023$4,349.00 (+2.72%)$352,323 Land $207,929 Building $144,394
2022$4,234.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75

May also be available: GeoLinks, Google Fiber, T-Mobile.

Nearby Properties on 28th St

Nearby Streets

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