421 28th St, San Diego, CA 92102 Property Records

San Diego County property record for 421 28th St, San Diego, CA 92102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,903 sqft · built 1950
Lot Size0.113 acres (4,939 sqft)
Owner2 Individual Names on Record
Last Sale$321,000 (Sep 2015)
Tax Bill$6,545 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN545-161-04-00

Property Details

APN / Parcel Number

Primary APN545-161-04-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,903 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area4,939 sqft (0.113 acres)

Location & Zoning

Street Address421 28TH ST
CitySAN DIEGO
StateCA
Zip92102-3126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1-1
Legal DescriptionBLK 11 LOTS 9 & 10 /EXC S 100 FT/ TR 000029
Legal SubdivisionHOITTS ADD
Legal Tract000029
Legal Block11
Legal Lot Number9,10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4001
Census Tract4000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 28TH ST, SAN DIEGO, CA 92102-3126
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2015 · Amount on Record
Deed SaleSep 10, 2015 · Amount on Record
Prior SaleFeb 14, 2011 · Amount on Record
Deed Document Number2015478686
Prior Transfer DateOct 25, 1994
Prior Transfer Doc0000635602
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address421 28TH ST, SAN DIEGO, CA 92102-3126
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 28TH ST, SAN DIEGO, CA 92102-3126

Mortgage

Document Number0000498370
DateJul 12, 2021
Instrument2021-0498370
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$487,986 (+2%) Land $232,553 Building $255,433
2025$6,545.00 (+15.49%)$478,419 (+4.04%) Land $227,994 Building $250,425
2023$5,667.00 (+2.74%)$459,843 Land $219,142 Building $240,701
2022$5,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75

May also be available: GeoLinks, Google Fiber, T-Mobile.

Nearby Properties on 28th St

Nearby Streets

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