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4265 Shadow Ln, Niceville, FL 32578 Property Records

Okaloosa County property record for 4265 Shadow Ln, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,695 sqft · built 2004
Lot Size0.435 acres (18,962 sqft)
Owner2 Individual Names on File
Last Sale$296,500 (Apr 2020)
Tax Bill$907 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-594-7065-8

Property Details

APN / Parcel Number

Primary APNC56-000-594-7065-8
Alternative APNs
  • 15-1S-22-2200-0000-0330
  • 22S115220000000330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,695 sqft Living Area
Gross Area2,660 sqft
1st Floor Area1,695 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area18,962 sqft (0.435 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area109 sqft
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4265 SHADOW LN
CityNICEVILLE
StateFL
Zip32578-4510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW OAK S/D LOT 33
Legal Range22W
Legal Township01S
Legal Section15
Legal SubdivisionSHADOW OAK S/D
Legal Lot Number33
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3004
Census Tract21002

Owner

4265 Shadow Ln is owned and occupied by two individuals who bought it in April 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4265 SHADOW LN, NICEVILLE, FL 32578-4510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2020 · Amount on File
Deed SaleApr 30, 2020 · Amount on File
Prior SaleMar 5, 2009 · Amount on File
Deed Document Number20203355146
Deed Book / Page3459 / 2153
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 30, 2020
Property Address4265 SHADOW LN, NICEVILLE, FL 32578-4510
Document Number0034592153
Book / Page3459 / 2153
Map ReferenceMB 15 PG 5
Instrument DateApr 29, 2020
Instrument3355146
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,075.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4265 SHADOW LN, 4265, NICEVILLE, FL 32578-4510

Transferred To (Grantee/Buyer)

NameVerified Name
Address9951 BELVILLE RD, CUTLER BAY, FL 33157-6924

Mortgage

Document Number0034592155
DateApr 30, 2020
Instrument3459/2155
Lender
NameEGLIN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4265 Shadow Ln was $907 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$907.00 Homeowner's exemption$115,996$338,578 Land $84,057 Building $254,521
2023$844.00 (+3.69%) Homeowner's exemption$109,444 (+3%)$326,297 (+6%) Land $70,950 Building $255,347
2022$814.00 Homeowner's exemption$106,256$307,814 Land $67,571 Building $240,243

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4265 Shadow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
incl. 60 condo units
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4265 Shadow Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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