Loudoun County property record for 42653 Cochrans Lock Dr, Ashburn, VA 20148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,437 sqft · built 2007 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Apr 2017) |
| Tax Bill | $10,900 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-48-7449-000 |
| Primary APN | 157-48-7449-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,437 sqft Living Area |
| 1st Floor Area | 2,125 sqft |
| Basement Area | 1,255 sqft |
| Finished Basement | 1,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Basement |
| Garage Area | 556 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 42653 COCHRANS LOCK DR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20148-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VILLAGE OF WAXPOOL SEC.1 LOT 16 200802270010696 200510280121659 POCO |
| Legal Subdivision | WAXPOOL |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 611022 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42653 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG |
| Apr 10, 2017 | Grant Deed, Transfer · Conventional Mortgage GEORGE MASON MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Feb 27, 2008 · Amount on Record |
| Deed Document Number | 201721296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42653 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000046963 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 202311270046963 |
| Name | UNITED BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42653 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20200826074242 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42653 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103 |
| Document Number | 20200826074242 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 74242 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 10, 2017 |
| Property Address | 42653 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20170410021296 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 21296 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2017 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42653 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103 |
| Document Number | 20170410021297 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 21297 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2047 |
| Document Number | 20170410021298, |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 21298 |
| Name | FAIRFAX CNTY EMPS CU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 9, 2037 |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,900.00 (+2.11%) | $1,354,120 (+2.11%) Land $441,700 Building $912,420 | $1,354,120 (+2.11%) Land $441,700 Building $912,420 |
| 2025 | $10,675.00 (-2.87%) | $1,326,100 (+5.57%) Land $441,700 Building $884,400 | $1,326,100 (+5.57%) Land $441,700 Building $884,400 |
| 2023 | $10,990.00 | $1,256,090 Land $426,700 Building $829,390 | $1,256,090 Land $426,700 Building $829,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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